Nippon India ELSS Tax Saver Fund · Regular · Growth
NAV
₹131.3268
as of 15 Jul 2026
Expense Ratio
1.71%
AUM
₹14,750 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.95%
- 3Y
- +14.17%
- 5Y
- +13.51%
- Since Inception
- +13.17%
SIP returns (XIRR)
- 1Y
- +4.32%
- 3Y
- +7.94%
- 5Y
- +12.15%
- Since Inception
- +12.71%
Returns calculated from 24 May 2017 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Jul 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,01,902 today — ₹3,00,000 invested, 12.0% XIRR.
₹3,00,000
Invested
₹4,01,902
Value today
12.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Jul 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,88,413 today (13.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2021 would still hold ₹14,82,231.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,01,902 in this fund vs ₹3,91,320 in the benchmark — outperformance of ₹10,582.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Jul 2021 – Jul 2026) (3 Jun 2024) would be ₹1,08,526 today (1.08×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.09
Sharpe Ratio
+0.02
Alpha
0.31
Beta
0.09
Sortino
14.52%
Std Dev
-12.20%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with NIPPON INDIA ELSS TAX SAVER FUND - IDCW Option
- 1Icici Bank Limited6.84%
- 2Hdfc Bank Limited6.18%
- 3Axis Bank Limited4.11%
- 4Ntpc Limited3.68%
- 5Samvardhana Motherson International Limited3.47%
- 6State Bank Of India3.21%
- 7Reliance Industries Limited3.06%
- 8Infosys Limited3.00%
- 9Bharti Airtel Limited2.85%
- 10Power Finance Corporation Limited2.66%
Investment Objective
Nippon India ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Nippon India ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹14,750 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.71%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations