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ELSS Tax Saverregulargrowth📊 NIFTY 500 TRI

Nippon India ELSS Tax Saver Fund-Growth Plan-Growth Option

Nippon India Mutual Fund

#6 of 39 (1Y)

₹128.7359

1.61 (-1.24%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹128.7359

1.61 (-1.24%)

29 May 2026

AMFI: 103196

Direct · Growth

₹₹142.1293

1.77 (-1.23%)

29 May 2026

AMFI: 118803

Regular · IDCW

₹₹20.1961

0.25 (-1.24%)

29 May 2026

AMFI: 133866

Direct · IDCW

₹₹44.9833

0.56 (-1.23%)

29 May 2026

AMFI: 118801

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+1.03%
1 Month-1.60%
3 Months-1.02%
6 Months-1.68%
1 Year+3.22%
3 Years (CAGR)+16.76%
5 Years (CAGR)+14.66%
10 Years (CAGR)
Since Inception (Sept 2005)+13.18%

Returns calculated from 29 September 2020 onwards due to a structural change in the scheme on that date. Pre-2020 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+2.56%
3 Year SIP+8.74%
5 Year SIP+12.43%
Since Inception (Sept 2005)+12.73%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,24,000

Invested

₹5,44,071

Value today

13.1%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹12,874

Value today

13.1%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹12,40,000

Withdrawn

₹74,32,877

Corpus left

+₹76,72,877 net gain — withdrew ₹12,40,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹82,78,388

Value today

+7.2%

vs lumpsum

STP beat direct lumpsum by 7.2% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,31,364

Value today

2.3×

Multiple

Staying invested through that crash turned ₹1L into ₹2,31,364 — a 2.3× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,14,544

Regular plan

₹1,12,590

Direct earns ₹1,954 more on a ₹60K investment0.33% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseNippon India Mutual Fund
CategoryELSS Tax Saver
Plan Typeregular
Optiongrowth
AUM₹14,750 Cr
Expense Ratio1.71%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY 500 TRI ✓
Launch Date21 Sept 2005
AMFI Code103196

Risk Metrics

Trailing 1 year, annualised

-0.25

Sharpe Ratio

-0.01

Alpha

0.47

Beta

-0.24

Sortino

14.70%

Std Dev

-16.25%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Security% NAV

ICICI Bank Limited

INE090A01021

7.46%

HDFC Bank Limited

INE040A01034

6.65%

Axis Bank Limited

INE238A01034

4.24%

NTPC Limited

INE733E01010

3.87%

Reliance Industries Limited

INE002A01018

3.65%

State Bank of India

INE062A01020

3.58%

Infosys Limited

INE009A01021

3.54%

Bharti Airtel Limited

INE397D01024

3.04%

Samvardhana Motherson International Limited

INE775A01035

3.00%

TVS Holdings Limited

INE105A01035

2.95%

Power Finance Corporation Limited

INE134E01011

2.58%

Coal India Limited

INE522F01014

2.28%

Radico Khaitan Limited

INE944F01028

2.17%

Eternal Limited

INE758T01015

1.83%

Avenue Supermarts Limited

INE192R01011

1.68%

ICICI Lombard General Insurance Company Limited

INE765G01017

1.66%

Divi's Laboratories Limited

INE361B01024

1.64%

KSB Limited

INE999A01023

1.57%

GE Vernova T&D India Limited

INE200A01026

1.56%

Max Financial Services Limited

INE180A01020

1.55%

Tata Power Company Limited

INE245A01021

1.50%

NLC India Limited

INE589A01014

1.49%

Healthcare Global Enterprises Limited

INE075I01017

1.45%

United Spirits Limited

INE854D01024

1.45%

Cholamandalam Financial Holdings Limited

INE149A01033

1.42%

REC Limited

INE020B01018

1.41%

Linde India Limited

INE473A01011

1.39%

Gland Pharma Limited

INE068V01023

1.39%

InterGlobe Aviation Limited

INE646L01027

1.36%

Larsen & Toubro Limited

INE018A01030

1.31%

The Indian Hotels Company Limited

INE053A01029

1.31%

Varun Beverages Limited

INE200M01039

1.29%

3M India Limited

INE470A01017

1.09%

Tata Consumer Products Limited

INE192A01025

1.06%

SBI Life Insurance Company Limited

INE123W01016

1.06%

BSE Limited

INE118H01025

1.00%

ITC Limited

INE154A01025

0.99%

United Breweries Limited

INE686F01025

0.92%

Jio Financial Services Limited

INE758E01017

0.90%

Indus Towers Limited

INE121J01017

0.88%

Havells India Limited

INE176B01034

0.85%

Siemens Energy India Limited

INE1NPP01017

0.84%

Angel One Limited

INE732I01021

0.84%

Crompton Greaves Consumer Electricals Limited

INE299U01018

0.83%

Timken India Limited

INE325A01013

0.83%

Cyient Limited

INE136B01020

0.82%

Ambuja Cements Limited

INE079A01024

0.81%

Mankind Pharma Limited

INE634S01028

0.79%

Wheels India Limited

INE715A01015

0.77%

Emcure Pharmaceuticals Limited

INE168P01015

0.74%

Performance Comparison

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Investment Objective

Nippon India ELSS Tax Saver Fund-Growth Plan-Growth Option is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

Nippon India ELSS Tax Saver Fund-Growth Plan-Growth Option is a ELSS Tax Saver mutual fund offered by Nippon India Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹14,750 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.71%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Salaried individuals and taxpayers seeking to save tax under Section 80C
  • SIP investors who can benefit from rupee cost averaging during market fluctuations