PGIM India Balanced Advantage Fund - Regular Plan - Growth Option
₹14.7000
₹0.15 (-1.01%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹14.7000
₹0.15 (-1.01%)
29 May 2026
AMFI: 148657
Direct · Growth
₹₹16.1200
₹0.17 (-1.04%)
29 May 2026
AMFI: 148658
Regular · IDCW
₹₹10.4700
₹0.11 (-1.04%)
29 May 2026
AMFI: 148660
Direct · IDCW
₹₹10.6200
₹0.11 (-1.03%)
29 May 2026
AMFI: 148659
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹31,500
Invested
₹36,454
Value today
5.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,470
Value today
7.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹3,15,000
Withdrawn
₹11,05,455
Corpus left
+₹4,20,455 net gain — withdrew ₹3,15,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹8,82,000
Value today
+0.0%
vs lumpsum
STP beat direct lumpsum by 0.0% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,47,000
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,47,000 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹39,090
Regular plan
₹37,189
Direct earns ₹1,901 more on a ₹60K investment — 0.32% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.63
Sharpe Ratio
—
Alpha
—
Beta
-0.62
Sortino
9.77%
Std Dev
-11.13%
Max Drawdown
Portfolio Holdings
Performance Comparison
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Investment Objective
PGIM India Balanced Advantage Fund - Regular Plan - Growth Option by PGIM India Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
PGIM India Balanced Advantage Fund - Regular Plan - Growth Option is a Dynamic Asset Allocation mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹882 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.23%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations