PGIM India ELSS Tax Saver Fund · Regular · Growth
NAV
₹33.4500
as of 29 Sept 2026
Expense Ratio
2.61%
AUM
₹695 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.19%
- 3Y
- +6.97%
- 5Y
- +7.71%
- Since Inception
- +11.83%
SIP returns (XIRR)
- 1Y
- -2.12%
- 3Y
- +2.13%
- 5Y
- +6.29%
- Since Inception
- +11.31%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹10,64,017 today — ₹6,00,000 invested, 11.1% XIRR.
₹6,00,000
Invested
₹10,64,017
Value today
11.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,94,195 today (11.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹18,77,936.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹10,64,017 in this fund vs ₹11,24,556 in the benchmark — underperformance of ₹74,970.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,51,366 today (3.51×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.05
Sharpe Ratio
-0.01
Alpha
0.31
Beta
-0.05
Sortino
13.24%
Std Dev
-17.02%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks20.69%
- Finance5.44%
- Pharmaceuticals & Biotechnology5.14%
- IT - Software4.88%
- Chemicals & Petrochemicals3.97%
- Automobiles3.85%
- Petroleum Products3.78%
- Telecom - Services3.73%
- Auto Components3.72%
- Retailing3.15%
- Consumer Durables3.11%
- Healthcare Services3.07%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.7.24%
- 2Hdfc Bank Ltd.6.61%
- 3Bharti Airtel Ltd.3.73%
- 4Reliance Industries Ltd.3.34%
- 5Infosys Ltd.3.16%
- 6Bajaj Finance Ltd.3.06%
- 7State Bank Of India2.65%
- 8Kotak Mahindra Bank Ltd.2.44%
- 9Larsen & Toubro Ltd.2.42%
- 10Eternal Ltd.2.40%
What this fund does
PGIM India ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
PGIM India ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹695 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TR Index. The current expense ratio is 2.61%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C