PGIM India ELSS Tax Saver Fund · Regular · Growth
NAV
₹36.1100
as of 13 Nov 2026
Expense Ratio
2.55%
AUM
₹715 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.75%
- 3Y
- +9.74%
- 5Y
- +8.43%
- Since Inception
- +12.47%
SIP returns (XIRR)
- 1Y
- +13.70%
- 3Y
- +6.51%
- 5Y
- +8.93%
- Since Inception
- +12.38%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,27,150 today — ₹6,00,000 invested, 12.3% XIRR.
₹6,00,000
Invested
₹11,27,150
Value today
12.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,50,242 today (13.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹23,75,275.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,27,150 in this fund vs ₹11,99,859 in the benchmark — underperformance of ₹72,709.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹3,79,307 today (3.79×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.17
Sharpe Ratio
-0.00
Alpha
0.95
Beta
-0.17
Sortino
13.03%
Std Dev
-17.02%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks20.89%
- Pharmaceuticals & Biotechnology5.52%
- Finance5.31%
- IT - Software4.62%
- Chemicals & Petrochemicals4.09%
- Telecom - Services3.84%
- Petroleum Products3.73%
- Automobiles3.73%
- Auto Components3.73%
- Retailing3.22%
- Consumer Durables3.06%
- Healthcare Services3.02%
Each sector links to the mutual funds most exposed to it.
Related reading
Thinking about PGIM India ELSS Tax Saver Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd.7.01%
- 2Icici Bank Ltd.6.98%
- 3Bharti Airtel Ltd.3.84%
- 4Reliance Industries Ltd.3.29%
- 5Bajaj Finance Ltd.2.95%
- 6Infosys Ltd.2.94%
- 7Kotak Mahindra Bank Ltd.2.57%
- 8State Bank Of India2.55%
- 9Eternal Ltd.2.49%
- 10Larsen & Toubro Ltd.2.39%
What this fund does
PGIM India ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
PGIM India ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹715 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TR Index. The current expense ratio is 2.55%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C