PGIM India Gilt Fund · Regular · Growth
NAV
₹30.6048
as of 13 Nov 2026
Expense Ratio
1.42%
AUM
₹88 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.34%
- 3Y
- +5.09%
- 5Y
- +4.47%
- Since Inception
- +6.39%
SIP returns (XIRR)
- 1Y
- +1.97%
- 3Y
- +3.14%
- 5Y
- +4.36%
- Since Inception
- +6.20%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,75,529 today — ₹6,00,000 invested, 5.1% XIRR.
₹6,00,000
Invested
₹7,75,529
Value today
5.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,69,996 today (5.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,24,435.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,37,237 today (1.37×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.89
Sharpe Ratio
—
Alpha
—
Beta
-1.84
Sortino
3.33%
Std Dev
-3.84%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.94% Government Of India31.24%
- 26.1% Government Of India11.39%
- 36.48% Government Of India8.42%
- 491 Days Tbill Red 08-10-20265.88%
- 591 Days Tbill Red 01-10-20264.20%
- 66.79% Government Of India3.69%
- 76.36% Government Of India3.54%
- 891 Days Tbill Red 19-11-20262.92%
- 97.34% Government Of India2.43%
- 108.28% Government Of India1.86%
What this fund does
PGIM India Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
PGIM India Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹88.1 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Gilt Index. The current expense ratio is 1.42%.