PGIM India Gilt Fund · Regular · Growth
NAV
₹30.4872
as of 30 Sept 2026
Expense Ratio
1.41%
AUM
₹93 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.21%
- 3Y
- +5.08%
- 5Y
- +4.42%
- Since Inception
- +6.42%
SIP returns (XIRR)
- 1Y
- +1.52%
- 3Y
- +3.33%
- 5Y
- +4.41%
- Since Inception
- +6.23%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,71,053 today — ₹5,95,000 invested, 5.1% XIRR.
₹5,95,000
Invested
₹7,71,053
Value today
5.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,72,096 today (5.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹9,49,910.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,36,710 today (1.37×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.42
Sharpe Ratio
—
Alpha
—
Beta
-1.38
Sortino
3.41%
Std Dev
-3.84%
Max Drawdown
Performance Comparison
Related reading
Thinking about PGIM India Gilt Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 16.48% Government Of India24.86%
- 26.94% Government Of India17.18%
- 37.24% Government Of India12.55%
- 46.9% Government Of India6.76%
- 56.68% Government Of India5.53%
- 66.79% Government Of India3.66%
- 7364 Days Tbill Red 24-09-20262.86%
- 891 Days Tbill Red 19-11-20262.83%
- 97.34% Government Of India2.39%
- 108.28% Government Of India1.82%
What this fund does
PGIM India Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
PGIM India Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by PGIM India Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹93.4 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Gilt Index. The current expense ratio is 1.41%.