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ELSS Tax Saver📊 BSE 500 TRI

SBI ELSS Tax Saver Fund · Regular · Growth

SBI Mutual Fund

#22 of 39 (1Y)

NAV

₹431.8555

as of 17 Jun 2026

Expense Ratio

1.57%

AUM

₹31,434 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
-0.48%
3Y
+17.90%
5Y
+16.73%
Since Inception
+12.54%

SIP returns (XIRR)

1Y
-0.80%
3Y
+8.12%
5Y
+14.84%
Since Inception
+14.18%

Beat the benchmark — ₹500/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹5,06,482

Benchmark

₹4,52,653

+₹53,829 extra wealth vs the benchmark index

Backtest this SIP yourself

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,14,500

Invested

₹5,06,482

Value today

13.9%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

500 lumpsum at launch — value today

Invested on the fund's first NAV date

₹500

Invested

₹4,618

Value today

12.3%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹11,45,000

Withdrawn

₹41,70,916

Corpus left

+₹43,15,916 net gain — withdrew ₹11,45,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹55,41,440

Value today

+0.0%

vs lumpsum

STP beat direct lumpsum by 0.0% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹4,41,281

Value today

4.4×

Multiple

Staying invested through that crash turned ₹1L into ₹4,41,281 — a 4.4× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.39

Sharpe Ratio

-0.04

Alpha

0.43

Beta

-0.38

Sortino

13.42%

Std Dev

-14.42%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseSBI Mutual Fund
CategoryELSS Tax Saver
BenchmarkBSE 500 TRI ✓
Launch Date24 Feb 1993
AMFI Code105628
Transaction facts
Min. Lumpsum₹500
Min. SIP₹500
Exit LoadNIL

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV
  1. 1Icici Bank Ltd.8.95%
  2. 2Reliance Industries Ltd.5.19%
  3. 3Kotak Mahindra Bank Ltd.4.90%
  4. 4Tata Steel Ltd.4.17%
  5. 5Axis Bank Ltd.4.07%
  6. 6Treps4.00%
  7. 7Hdfc Bank Ltd.3.99%
  8. 8State Bank Of India3.83%
  9. 9Torrent Power Ltd.3.13%
  10. 10Larsen & Toubro Ltd.2.93%
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Investment Objective

SBI ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

SBI ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by SBI Mutual Fund. The fund has been operational for over 33 years. It manages assets worth ₹31,434 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 500 TRI. The current expense ratio is 1.57%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Salaried individuals and taxpayers seeking to save tax under Section 80C
  • SIP investors who can benefit from rupee cost averaging during market fluctuations