NAV
₹408.7289
as of 28 Sept 2026
Expense Ratio
1.87%
AUM
₹31,029 Cr
Lumpsum returns (CAGR)
- 1Y
- -4.48%
- 3Y
- +11.50%
- 5Y
- +13.14%
- Since Inception
- +12.03%
SIP returns (XIRR)
- 1Y
- -10.02%
- 3Y
- +1.42%
- 5Y
- +10.89%
- Since Inception
- +13.40%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,57,439 today — ₹6,00,000 invested, 14.2% XIRR.
₹6,00,000
Invested
₹12,57,439
Value today
14.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,42,418 today (13.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹21,66,744.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,57,439 in this fund vs ₹11,47,923 in the benchmark — outperformance of ₹1,09,516.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹4,32,823 today (4.33×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.48
Sharpe Ratio
-0.06
Alpha
0.24
Beta
-0.47
Sortino
12.15%
Std Dev
-14.42%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks25.61%
- Finance8.55%
- Pharmaceuticals & Biotechnology5.60%
- Auto Components4.59%
- IT - Software4.42%
- Industrial Products4.24%
- Petroleum Products3.93%
- Power3.89%
- Insurance3.28%
- Consumer Durables3.19%
- Metals & Minerals Trading3.09%
- Automobiles2.90%
Each sector links to the mutual funds most exposed to it.
Thinking about SBI ELSS Tax Saver Fund · Regular · Growth?
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.7.79%
- 2Kotak Mahindra Bank Ltd.6.70%
- 3Hdfc Bank Ltd.6.27%
- 4Reliance Industries Ltd.3.93%
- 5Adani Enterprises Ltd.3.09%
- 6Larsen & Toubro Ltd.2.89%
- 7Bajaj Finance Ltd.2.88%
- 8Torrent Power Ltd.2.15%
- 9Cipla Ltd.2.11%
- 10Fsn E-Commerce Ventures Ltd.1.98%
What this fund does
SBI ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
SBI ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by SBI Mutual Fund. The fund has been operational for over 33 years. It manages assets worth ₹31,029 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 500 TRI. The current expense ratio is 1.87%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C