Shriram ELSS Tax Saver Fund (ELSS U/S 80 C of IT ACT) · Regular · Growth
NAV
₹19.7464
as of 29 Sept 2026
Expense Ratio
2.32%
AUM
₹46 Cr
Lumpsum returns (CAGR)
- 1Y
- -4.19%
- 3Y
- +4.39%
- 5Y
- +4.67%
- Since Inception
- +9.27%
SIP returns (XIRR)
- 1Y
- -7.82%
- 3Y
- -2.84%
- 5Y
- +3.13%
- Since Inception
- +7.17%
Returns calculated from 17 December 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Sept 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Sept 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,23,374 today — ₹3,00,000 invested, 3.0% XIRR.
₹3,00,000
Invested
₹3,23,374
Value today
3.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Sept 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,25,614 today (4.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2021 would still hold ₹9,32,766.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,23,374 in this fund vs ₹3,66,979 in the benchmark — underperformance of ₹43,605.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Sept 2021 – Sept 2026) (3 Jun 2024) would be ₹86,550 today (0.86×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.24
Sharpe Ratio
-0.04
Alpha
0.31
Beta
-0.23
Sortino
12.92%
Std Dev
-14.96%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
What this fund does
Shriram ELSS Tax Saver Fund (ELSS U/S 80 C of IT ACT) · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Shriram ELSS Tax Saver Fund (ELSS U/S 80 C of IT ACT) · Regular · Growth is a ELSS Tax Saver mutual fund offered by Shriram Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹46.0 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.32%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C