Sundaram ELSS Tax Saver Fund · Regular · Growth
NAV
₹502.7679
as of 13 Nov 2026
Expense Ratio
2.30%
AUM
₹1,279 Cr
Lumpsum returns (CAGR)
- 1Y
- -4.12%
- 3Y
- +9.18%
- 5Y
- —
- Since Inception
- +9.50%
SIP returns (XIRR)
- 1Y
- +2.38%
- 3Y
- +3.25%
- 5Y
- —
- Since Inception
- +7.98%
Returns calculated from 30 December 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 4 years (Nov 2022 – Nov 2026)
A ₹5,000 monthly SIP for the last 4 years (Nov 2022 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,71,766 today — ₹2,40,000 invested, 6.4% XIRR.
₹2,40,000
Invested
₹2,71,766
Value today
6.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Nov 2022 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,45,047 today (9.8% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,71,766 in this fund vs ₹2,87,300 in the benchmark — underperformance of ₹15,534.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Nov 2022 – Nov 2026) (4 Jun 2024) would be ₹1,12,865 today (1.13×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.39
Sharpe Ratio
-0.03
Alpha
0.94
Beta
-0.38
Sortino
12.91%
Std Dev
-15.43%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks27.33%
- Automobiles5.65%
- Industrial Products5.19%
- IT - Software4.99%
- Construction4.53%
- Telecom - Services3.72%
- Retailing3.42%
- Petroleum Products3.39%
- Cement & Cement Products3.35%
- Electrical Equipment3.14%
- Pharmaceuticals & Biotechnology3.01%
- Transport Services2.55%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd6.44%
- 2Hdfc Bank Ltd5.78%
- 3Axis Bank Ltd4.42%
- 4Kirloskar Oil Engines Ltd3.73%
- 5Bharti Airtel Ltd3.72%
- 6State Bank Of India3.58%
- 7Larsen & Toubro Ltd3.47%
- 8Reliance Industries Ltd3.39%
- 9Kotak Mahindra Bank Ltd3.27%
- 10Infosys Ltd2.86%
What this fund does
Sundaram ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Sundaram ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Sundaram Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹1,279 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.30%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C