Sundaram ELSS Tax Saver Fund · Regular · Growth
NAV
₹498.0161
as of 15 Jul 2026
Expense Ratio
2.19%
AUM
₹1,329 Cr
Lumpsum returns (CAGR)
- 1Y
- -3.27%
- 3Y
- +9.78%
- 5Y
- —
- Since Inception
- +9.89%
SIP returns (XIRR)
- 1Y
- -3.09%
- 3Y
- +4.21%
- 5Y
- —
- Since Inception
- +8.42%
Returns calculated from 30 December 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 4 years (Jul 2022 – Jul 2026)
A ₹5,000 monthly SIP for the last 4 years (Jul 2022 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,76,871 today — ₹2,40,000 invested, 7.3% XIRR.
₹2,40,000
Invested
₹2,76,871
Value today
7.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Jul 2022 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,61,158 today (12.7% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,76,871 in this fund vs ₹2,91,674 in the benchmark — underperformance of ₹14,803.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Jul 2022 – Jul 2026) (3 Jun 2024) would be ₹1,05,258 today (1.05×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.19
Sharpe Ratio
-0.03
Alpha
0.28
Beta
-0.19
Sortino
13.76%
Std Dev
-15.43%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks26.38%
- IT - Software6.40%
- Automobiles5.34%
- Industrial Products4.99%
- Cement & Cement Products4.68%
- Construction4.39%
- Telecom - Services3.89%
- Petroleum Products3.62%
- Pharmaceuticals & Biotechnology3.35%
- Power2.79%
- Retailing2.66%
- Electrical Equipment2.55%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd6.82%
- 2Icici Bank Ltd5.87%
- 3Axis Bank Ltd4.45%
- 4Bharti Airtel Ltd3.89%
- 5Reliance Industries Ltd3.62%
- 6Larsen & Toubro Ltd3.61%
- 7State Bank Of India3.59%
- 8Infosys Ltd3.21%
- 9Kirloskar Oil Engines Ltd2.99%
- 10Kotak Mahindra Bank Ltd2.89%
Investment Objective
Sundaram ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Sundaram ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Sundaram Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹1,329 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.19%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations