Sundaram ELSS Tax Saver Fund · Regular · Growth
NAV
₹472.6272
as of 29 Sept 2026
Expense Ratio
2.30%
AUM
₹1,275 Cr
Lumpsum returns (CAGR)
- 1Y
- -6.39%
- 3Y
- +6.88%
- 5Y
- —
- Since Inception
- +8.34%
SIP returns (XIRR)
- 1Y
- -10.25%
- 3Y
- -0.03%
- 5Y
- —
- Since Inception
- +5.74%
Returns calculated from 30 December 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 4 years (Sept 2022 – Sept 2026)
A ₹5,000 monthly SIP for the last 4 years (Sept 2022 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,59,622 today — ₹2,40,000 invested, 3.9% XIRR.
₹2,40,000
Invested
₹2,59,622
Value today
3.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Sept 2022 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,42,357 today (9.2% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,59,622 in this fund vs ₹2,73,050 in the benchmark — underperformance of ₹13,428.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Sept 2022 – Sept 2026) (3 Jun 2024) would be ₹1,00,385 today (1.00×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.22
Sharpe Ratio
-0.03
Alpha
0.30
Beta
-0.22
Sortino
13.08%
Std Dev
-15.43%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks27.50%
- Automobiles5.70%
- IT - Software5.48%
- Industrial Products4.69%
- Construction4.53%
- Pharmaceuticals & Biotechnology3.63%
- Telecom - Services3.62%
- Petroleum Products3.44%
- Cement & Cement Products3.34%
- Retailing3.30%
- Electrical Equipment2.95%
- Transport Services2.59%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd6.68%
- 2Hdfc Bank Ltd5.45%
- 3Axis Bank Ltd4.42%
- 4State Bank Of India3.73%
- 5Bharti Airtel Ltd3.62%
- 6Larsen & Toubro Ltd3.52%
- 7Reliance Industries Ltd3.44%
- 8Infosys Ltd3.30%
- 9Kirloskar Oil Engines Ltd3.20%
- 10Kotak Mahindra Bank Ltd3.10%
What this fund does
Sundaram ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Sundaram ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Sundaram Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹1,275 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.30%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C