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Dynamic Asset AllocationregulargrowthVery High📊 CRISIL Hybrid 50+50 - Moderate Index

Tata Balanced Advantage Fund-Regular Plan-Growth

Tata Mutual Fund

#14 of 35 (1Y)
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Very High

Today's NAV — all variants

Regular · Growth

₹₹20.5628

0.16 (-0.79%)

29 May 2026

AMFI: 146007

Direct · Growth

₹₹23.0216

0.18 (-0.78%)

29 May 2026

AMFI: 146010

Regular · IDCW

₹₹20.5628

0.16 (-0.79%)

29 May 2026

AMFI: 146009

Direct · IDCW

₹₹23.0216

0.18 (-0.78%)

29 May 2026

AMFI: 146008

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.20%
1 Month-0.84%
3 Months-2.04%
6 Months-1.93%
1 Year+1.91%
3 Years (CAGR)+9.21%
5 Years (CAGR)+8.97%
10 Years (CAGR)
Since Inception (Mar 2006)+3.63%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+0.48%
3 Year SIP+4.97%
5 Year SIP+7.49%
Since Inception (Mar 2006)+5.32%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹24,200

Invested

₹43,252

Value today

6.3%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

5,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹5,000

Invested

₹10,363

Value today

3.7%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus would have been exhausted — fund volatility too high for this rate

₹10,00,000

Initial corpus

₹11,22,323

Withdrawn

₹0 (exhausted)

Corpus left

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹80,92,150

Value today

+550.7%

vs lumpsum

STP beat direct lumpsum by 550.7% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,36,553

Value today

2.4×

Multiple

Staying invested through that crash turned ₹1L into ₹2,36,553 — a 2.4× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹68,181

Regular plan

₹97,260

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseTata Mutual Fund
CategoryDynamic Asset Allocation
Plan Typeregular
Optiongrowth
AUM₹9,375 Cr
Expense Ratio1.73%
Min SIP₹100
Min Lumpsum₹5,000
BenchmarkCRISIL Hybrid 50+50 - Moderate Index
Launch Date16 Mar 2006
AMFI Code146007

Risk Metrics

Trailing 1 year, annualised

-0.52

Sharpe Ratio

Alpha

Beta

-0.50

Sortino

7.84%

Std Dev

-8.61%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Equity2 holdings · 3.0%
Security% NAV

BROOKFIELD INDIA REAL ESTATE TRUST

INE0FDU25010

1.54%

BROOKFIELD INDIA REAL ESTATE TRUST

INE0FDU25010

1.48%
Debt8 holdings · 14.1%
Security% NAV

GOI - 7.34% (22/04/2064) $$

IN0020240035

2.07%

GOI - 7.34% (22/04/2064)

IN0020240035

1.99%

GOI - 5.63% (12/04/2026) $$

IN0020210012

1.83%

GOI - 6.54% (17/01/2032)

IN0020210244

1.80%

GOI - 6.54% (17/01/2032)

IN0020210244

1.72%

GOI - 7.09% (05/08/2054) $$

IN0020240118

1.59%

GOI - 7.09% (05/08/2054)

IN0020240118

1.55%

** - NABARD - CD - 17/03/2027

INE261F16AP5

1.54%
Other40 holdings · 77.3%
Security% NAV

RELIANCE INDUSTRIES LTD

INE002A01018

4.93%

HDFC BANK LTD

INE040A01034

4.90%

HDFC BANK LTD

INE040A01034

4.86%

RELIANCE INDUSTRIES LTD

INE002A01018

4.85%

ICICI BANK LTD

INE090A01021

2.96%

BHARTI AIRTEL LTD

INE397D01024

2.92%

BHARTI AIRTEL LTD

INE397D01024

2.88%

LARSEN & TOUBRO LTD

INE018A01030

2.55%

LARSEN & TOUBRO LTD

INE018A01030

2.33%

ICICI BANK LTD

INE090A01021

2.04%

STATE BANK OF INDIA

INE062A01020

1.69%

APOLLO HOSPITALS ENTERPRISE LTD

INE437A01024

1.67%

APOLLO HOSPITALS ENTERPRISE LTD

INE437A01024

1.64%

SHRIRAM FINANCE LTD

INE721A01047

1.56%

GODREJ PROPERTIES LTD

INE484J01027

1.55%

CUMMINS INDIA LTD

INE298A01020

1.54%

STATE BANK OF INDIA

INE062A01020

1.52%

SHRIRAM FINANCE LTD

INE721A01047

1.52%

MAHINDRA & MAHINDRA LTD

INE101A01026

1.49%

MAHINDRA & MAHINDRA LTD

INE101A01026

1.49%

HINDUSTAN UNILEVER LTD

INE030A01027

1.47%

ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD

INE742F01042

1.47%

INFOSYS LTD

INE009A01021

1.41%

BAJAJ FINSERV LTD

INE918I01026

1.40%

HINDUSTAN UNILEVER LTD

INE030A01027

1.40%

BAJAJ FINSERV LTD

INE918I01026

1.37%

CUMMINS INDIA LTD

INE298A01020

1.37%

NTPC LTD

INE733E01010

1.37%

NTPC LTD

INE733E01010

1.33%

SHREE CEMENT LTD

INE070A01015

1.32%

SHREE CEMENT LTD

INE070A01015

1.32%

TATA STEEL LTD

INE081A01020

1.30%

GODREJ PROPERTIES LTD

INE484J01027

1.30%

FEDERAL BANK LTD

INE171A01029

1.29%

INFOSYS LTD

INE009A01021

1.27%

AXIS BANK LTD

INE238A01034

1.23%

FEDERAL BANK LTD

INE171A01029

1.22%

ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD

INE742F01042

1.22%

PB FINTECH LTD

INE417T01026

1.21%

TATA CAPITAL LTD

INE976I01016

1.18%

Performance Comparison

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Investment Objective

Tata Balanced Advantage Fund-Regular Plan-Growth by Tata Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

Tata Balanced Advantage Fund-Regular Plan-Growth is a Dynamic Asset Allocation mutual fund offered by Tata Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹9,375 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 50+50 - Moderate Index. The current expense ratio is 1.73%.

Who Should Invest?

  • Aggressive investors comfortable with significant short-term volatility
  • Investors with a long-term horizon of 7+ years who can ride out market cycles
  • SIP investors who can benefit from rupee cost averaging during market fluctuations