Tata Balanced Advantage Fund · Regular · Growth
NAV
₹20.1264
as of 30 Sept 2026
Expense Ratio
1.87%
AUM
₹8,942 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.75%
- 3Y
- +6.12%
- 5Y
- +6.83%
- Since Inception
- +9.55%
SIP returns (XIRR)
- 1Y
- -4.62%
- 3Y
- +1.72%
- 5Y
- +5.50%
- Since Inception
- +8.15%
Returns calculated from 28 January 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 7 years (Oct 2019 – Sept 2026)
A ₹5,000 monthly SIP for the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,40,527 today — ₹4,15,000 invested, 7.6% XIRR.
₹4,15,000
Invested
₹5,40,527
Value today
7.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Oct 2019 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,92,920 today (9.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2019 would still hold ₹13,88,675.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Oct 2019 – Sept 2026) (22 Mar 2020) would be ₹2,29,704 today (2.30×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.33
Sharpe Ratio
—
Alpha
—
Beta
-0.32
Sortino
7.98%
Std Dev
-8.61%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks9.77%
- Finance6.19%
- Insurance4.74%
- Petroleum Products4.42%
- Healthcare Services3.83%
- Telecom - Services2.87%
- Realty2.74%
- Financial Technology (Fintech)2.70%
- Construction2.56%
- IT - Software2.30%
- Cement & Cement Products2.12%
- Power2.02%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Reliance Industries Ltd4.24%
- 2Hdfc Bank Ltd2.88%
- 3Bharti Airtel Ltd2.87%
- 4Icici Bank Ltd2.51%
- 5Goi - 7.34% (22/04/2064) $$2.14%
- 6Larsen & Toubro Ltd2.02%
- 7Apollo Hospitals Enterprise Ltd2.00%
- 8Shriram Finance Ltd1.98%
- 9Goi - 6.54% (17/01/2032) $$1.87%
- 10Godrej Properties Ltd1.82%
What this fund does
Tata Balanced Advantage Fund · Regular · Growth by Tata Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
Tata Balanced Advantage Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by Tata Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹8,942 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 50+50 - Moderate Index. The current expense ratio is 1.87%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations