Tata ELSS Fund · Regular · Growth
NAV
₹46.8846
as of 31 Jul 2026
Expense Ratio
1.83%
AUM
₹4,500 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.56%
- 3Y
- +12.40%
- 5Y
- +13.00%
- Since Inception
- +14.01%
SIP returns (XIRR)
- 1Y
- +8.68%
- 3Y
- +9.13%
- 5Y
- +12.00%
- Since Inception
- +13.63%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,02,876 today — ₹5,95,000 invested, 13.7% XIRR.
₹5,95,000
Invested
₹12,02,876
Value today
13.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,46,487 today (13.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹22,61,998.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,02,876 in this fund vs ₹12,17,407 in the benchmark — underperformance of ₹14,531.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,78,275 today (3.78×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.17
Sharpe Ratio
+0.04
Alpha
0.30
Beta
0.17
Sortino
14.55%
Std Dev
-13.42%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd5.81%
- 2Bharti Airtel Ltd5.75%
- 3Icici Bank Ltd5.33%
- 4State Bank Of India4.56%
- 5Reliance Industries Ltd3.80%
- 6Larsen & Toubro Ltd3.17%
- 7Samvardhana Motherson International Ltd3.17%
- 8Pb Fintech Ltd2.89%
- 9Cummins India Ltd2.83%
- 10Ntpc Ltd2.68%
Investment Objective
Tata ELSS Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Tata ELSS Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Tata Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹4,500 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.83%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations