NAV
₹47.5037
as of 13 Nov 2026
Expense Ratio
1.83%
AUM
₹4,660 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.65%
- 3Y
- +12.78%
- 5Y
- +10.24%
- Since Inception
- +13.78%
SIP returns (XIRR)
- 1Y
- +9.38%
- 3Y
- +7.63%
- 5Y
- +11.21%
- Since Inception
- +13.29%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,87,879 today — ₹6,00,000 invested, 13.3% XIRR.
₹6,00,000
Invested
₹11,87,879
Value today
13.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,72,362 today (14.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹25,35,741.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,87,879 in this fund vs ₹11,99,859 in the benchmark — underperformance of ₹11,980.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹3,83,271 today (3.83×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.04
Sharpe Ratio
+0.02
Alpha
0.97
Beta
0.04
Sortino
13.32%
Std Dev
-13.42%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks19.84%
- Auto Components8.83%
- Capital Markets8.26%
- Industrial Products6.71%
- Telecom - Services5.66%
- Healthcare Services3.93%
- Petroleum Products3.62%
- Construction3.14%
- IT - Software3.01%
- Pharmaceuticals & Biotechnology2.82%
- Finance2.63%
- Realty2.62%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Bharti Airtel Ltd5.66%
- 2Hdfc Bank Ltd5.14%
- 3Icici Bank Ltd4.89%
- 4State Bank Of India4.42%
- 5Reliance Industries Ltd3.62%
- 6Samvardhana Motherson International Ltd3.32%
- 7Larsen & Toubro Ltd2.99%
- 8Pricol Ltd2.84%
- 9Motilal Oswal Financial Service Ltd2.76%
- 10Ntpc Ltd2.52%
What this fund does
Tata ELSS Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Tata ELSS Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Tata Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹4,660 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500. The current expense ratio is 1.83%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations