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ELSS Tax SaverVery High📊 Nifty 500

Tata ELSS Fund · Regular · Growth

Tata Mutual Fund

#7 of 40 (1Y)

NAV

₹44.8227

as of 30 Sept 2026

Expense Ratio

1.83%

AUM

₹4,500 Cr

Viewing Regular · Growth
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Riskometer
Very High
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Lumpsum returns (CAGR)

1Y
+2.49%
3Y
+10.36%
5Y
+10.21%
Since Inception
+13.38%

SIP returns (XIRR)

1Y
-1.28%
3Y
+4.72%
5Y
+9.37%
Since Inception
+12.63%

What history actually did — last 10 years (Oct 2016 – Sept 2026)

A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹11,27,298 today — ₹5,95,000 invested, 12.4% XIRR.

₹5,95,000

Invested

₹11,27,298

Value today

12.4%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹3,16,129 today (12.2% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹20,33,994.

Fund vs Benchmark (TRI)

Same SIP, benchmark total-return index

The same SIP would be worth ₹11,27,298 in this fund vs ₹11,23,105 in the benchmark — outperformance of ₹4,193.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹3,61,640 today (3.62×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

0.34

Sharpe Ratio

+0.03

Alpha

0.26

Beta

0.34

Sortino

13.68%

Std Dev

-13.42%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 31 Aug 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseTata Mutual Fund
CategoryELSS Tax Saver
BenchmarkNifty 500 ✓
Launch Date14 Oct 2014
AMFI Code132757
Transaction facts
Min. Lumpsum₹500
Min. SIP₹500
Exit LoadInvestment in this scheme qualifies for deduction U/s 80C of IT Act 1961; hence all units including dividend re-investment units are under lock-in for a period of 3 years from the date of allotment; Entry load: NIL - Exit Load: NIL.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 31 Aug 2026
Holding% NAV

What this fund does

Tata ELSS Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.

About This Fund

Tata ELSS Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Tata Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹4,500 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500. The current expense ratio is 1.83%.

Who Should Invest?

  • •Aggressive investors comfortable with significant short-term volatility
  • •Investors with a long-term horizon of 7+ years who can ride out market cycles
  • •Salaried individuals and taxpayers seeking to save tax under Section 80C
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations
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