Tata ELSS Fund-Growth-Regular Plan
₹45.0308
₹0.54 (-1.19%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹45.0308
₹0.54 (-1.19%)
29 May 2026
AMFI: 132757
Direct · Growth
₹₹52.0331
₹0.62 (-1.19%)
29 May 2026
AMFI: 132756
Regular · IDCW
₹₹92.1954
₹1.11 (-1.19%)
29 May 2026
AMFI: 100474
Direct · IDCW
₹₹225.1092
₹2.70 (-1.19%)
29 May 2026
AMFI: 119281
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹69,500
Invested
₹1,58,942
Value today
13.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹2,282
Value today
14.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,95,000
Withdrawn
₹29,74,697
Corpus left
+₹26,69,697 net gain — withdrew ₹6,95,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹23,67,685
Value today
-13.5%
vs lumpsum
Direct lumpsum would have beaten STP by 13.5% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹500/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹1,58,942
Benchmark
₹1,57,695
+₹1,247 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,67,698
Value today
3.7×
Multiple
Staying invested through that crash turned ₹1L into ₹3,67,698 — a 3.7× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,33,311
Regular plan
₹1,23,661
Direct earns ₹9,650 more on a ₹60K investment — 1.61% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.28
Sharpe Ratio
-0.02
Alpha
0.47
Beta
-0.27
Sortino
15.01%
Std Dev
-16.12%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
BHARTI AIRTEL LTD INE397D01024 | 6.22% |
ICICI BANK LTD INE090A01021 | 6.19% |
HDFC BANK LTD INE040A01034 | 6.12% |
BHARTI AIRTEL LTD INE397D01024 | 5.96% |
ICICI BANK LTD INE090A01021 | 5.73% |
HDFC BANK LTD INE040A01034 | 5.72% |
STATE BANK OF INDIA INE062A01020 | 4.88% |
STATE BANK OF INDIA INE062A01020 | 4.82% |
RELIANCE INDUSTRIES LTD INE002A01018 | 4.43% |
RELIANCE INDUSTRIES LTD INE002A01018 | 4.27% |
LARSEN & TOUBRO LTD INE018A01030 | 3.13% |
NTPC LTD INE733E01010 | 3.13% |
NTPC LTD INE733E01010 | 3.05% |
LARSEN & TOUBRO LTD INE018A01030 | 3.02% |
CUMMINS INDIA LTD INE298A01020 | 2.68% |
SAMVARDHANA MOTHERSON INTERNATIONAL LTD INE775A01035 | 2.64% |
SAMVARDHANA MOTHERSON INTERNATIONAL LTD INE775A01035 | 2.62% |
CUMMINS INDIA LTD INE298A01020 | 2.53% |
INFOSYS LTD INE009A01021 | 2.49% |
PB FINTECH LTD INE417T01026 | 2.45% |
PB FINTECH LTD INE417T01026 | 2.32% |
MOTILAL OSWAL FINANCIAL SERVICE LTD INE338I01027 | 2.21% |
PRICOL LTD INE726V01018 | 2.20% |
PRICOL LTD INE726V01018 | 2.13% |
INFOSYS LTD INE009A01021 | 2.13% |
SUN PHARMACEUTICAL INDUSTRIES LTD INE044A01036 | 2.04% |
CITY UNION BANK LTD INE491A01021 | 1.97% |
MOTILAL OSWAL FINANCIAL SERVICE LTD INE338I01027 | 1.93% |
CITY UNION BANK LTD INE491A01021 | 1.93% |
SUN PHARMACEUTICAL INDUSTRIES LTD INE044A01036 | 1.90% |
ULTRATECH CEMENT LTD INE481G01011 | 1.84% |
ULTRATECH CEMENT LTD INE481G01011 | 1.79% |
HINDALCO INDUSTRIES LTD INE038A01020 | 1.71% |
SHRIRAM PISTONS & RINGS LTD INE526E01018 | 1.70% |
FEDERAL BANK LTD INE171A01029 | 1.66% |
FEDERAL BANK LTD INE171A01029 | 1.66% |
BAJAJ FINANCE LTD INE296A01032 | 1.62% |
SHRIRAM PISTONS & RINGS LTD INE526E01018 | 1.62% |
HINDALCO INDUSTRIES LTD INE038A01020 | 1.61% |
MULTI COMMODITY EXCHANGE OF IND LTD INE745G01043 | 1.60% |
GRAPHITE INDIA LTD INE371A01025 | 1.56% |
KEI INDUSTRIES LTD INE878B01027 | 1.56% |
RAINBOW CHILDRENS MEDICARE LTD INE961O01016 | 1.53% |
BAJAJ FINANCE LTD INE296A01032 | 1.53% |
GRAPHITE INDIA LTD INE371A01025 | 1.51% |
RAINBOW CHILDRENS MEDICARE LTD INE961O01016 | 1.49% |
KEI INDUSTRIES LTD INE878B01027 | 1.43% |
MULTI COMMODITY EXCHANGE OF IND LTD INE745G01043 | 1.42% |
GRAVITA INDIA LTD INE024L01027 | 1.41% |
HCL TECHNOLOGIES LTD INE860A01027 | 1.39% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Tata ELSS Fund-Growth-Regular Plan is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Tata ELSS Fund-Growth-Regular Plan is a ELSS Tax Saver mutual fund offered by Tata Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹4,551 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.83%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations