NAV
₹45.1806
as of 28 Sept 2026
Expense Ratio
1.83%
AUM
₹4,500 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.29%
- 3Y
- +10.65%
- 5Y
- +10.22%
- Since Inception
- +13.46%
SIP returns (XIRR)
- 1Y
- +0.09%
- 3Y
- +5.25%
- 5Y
- +9.71%
- Since Inception
- +12.76%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,52,268 today — ₹6,00,000 invested, 12.6% XIRR.
₹6,00,000
Invested
₹11,52,268
Value today
12.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,27,716 today (12.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹21,24,894.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,52,268 in this fund vs ₹11,47,923 in the benchmark — outperformance of ₹4,345.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,64,527 today (3.65×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.41
Sharpe Ratio
+0.08
Alpha
0.29
Beta
0.41
Sortino
13.77%
Std Dev
-13.42%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks19.70%
- Auto Components8.57%
- Capital Markets7.63%
- Industrial Products6.73%
- Telecom - Services5.44%
- Healthcare Services3.84%
- Petroleum Products3.63%
- Financial Technology (Fintech)3.22%
- Construction3.16%
- IT - Software3.12%
- Pharmaceuticals & Biotechnology2.78%
- Finance2.64%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Bharti Airtel Ltd5.44%
- 2Icici Bank Ltd5.02%
- 3Hdfc Bank Ltd4.79%
- 4State Bank Of India4.56%
- 5Reliance Industries Ltd3.63%
- 6Samvardhana Motherson International Ltd3.24%
- 7Pb Fintech Ltd3.22%
- 8Larsen & Toubro Ltd3.00%
- 9Pricol Ltd2.85%
- 10Motilal Oswal Financial Service Ltd2.70%
What this fund does
Tata ELSS Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Tata ELSS Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Tata Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹4,500 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500. The current expense ratio is 1.83%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations