Tata Floating Rate Fund · Regular · Growth
NAV
₹13.6000
as of 31 Jul 2026
Expense Ratio
0.72%
AUM
₹110 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.61%
- 3Y
- +7.13%
- 5Y
- +6.30%
- Since Inception
- +6.26%
SIP returns (XIRR)
- 1Y
- +6.13%
- 3Y
- +6.94%
- 5Y
- +6.83%
- Since Inception
- +6.83%
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,49,257 today — ₹2,95,000 invested, 6.9% XIRR.
₹2,95,000
Invested
₹3,49,257
Value today
6.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,35,670 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹10,07,447.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,16,175 today (1.16×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.64
Sharpe Ratio
—
Alpha
—
Beta
0.69
Sortino
1.01%
Std Dev
-0.47%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Sgs Andhra Pradesh 7.70% (06/12/2029) #8.78%
- 2** 07.35 % Exim - 27/07/2028 #8.63%
- 3** 07.59 % National Housing Bank - 08/09/2027 #8.63%
- 4Goi - 6.36% (16/02/2031)8.54%
- 5** 07.53 % Poonawalla Fincorp Ltd - 24/09/20278.53%
- 6** 06.47 % Indian Railways Finance Corporation Ltd - 30/05/2028 #8.48%
- 7Sdl Gujarat 8.35% (06/03/2029)4.45%
- 8** 08.20 % Can Fin Homes Ltd - 18/05/2027 #4.31%
- 9** 08.30 % Godrej Properties Ltd - 19/03/2027 #4.30%
- 10** 08.23 % John Deere Financial India Pvt Ltd - 05/05/2028 #4.30%
Investment Objective
Tata Floating Rate Fund · Regular · Growth by Tata Mutual Fund is a Floater Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floater Fund category.
About This Fund
Tata Floating Rate Fund · Regular · Growth is a Floater Fund mutual fund offered by Tata Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹110 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.72%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)