Tata Focused Fund · Regular · Growth
NAV
₹23.6241
as of 03 Aug 2026
Expense Ratio
2.06%
AUM
₹1,750 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.41%
- 3Y
- +11.12%
- 5Y
- +10.47%
- Since Inception
- +13.78%
SIP returns (XIRR)
- 1Y
- +5.46%
- 3Y
- +5.54%
- 5Y
- +9.81%
- Since Inception
- +13.04%
What history actually did — last 6 years (Aug 2020 – Jul 2026)
A ₹5,000 monthly SIP for the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,89,044 today — ₹3,55,000 invested, 10.8% XIRR.
₹3,55,000
Invested
₹4,89,044
Value today
10.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Aug 2020 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹2,61,352 today (17.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2020 would still hold ₹21,24,475.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,89,044 in this fund vs ₹5,13,764 in the benchmark — underperformance of ₹24,720.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Aug 2020 – Jul 2026) (3 Jun 2024) would be ₹1,05,953 today (1.06×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.07
Sharpe Ratio
-0.01
Alpha
0.28
Beta
-0.07
Sortino
14.34%
Std Dev
-14.43%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Ltd7.46%
- 2Icici Bank Ltd7.28%
- 3Axis Bank Ltd5.89%
- 4Reliance Industries Ltd4.95%
- 5Samvardhana Motherson International Ltd4.57%
- 6Ntpc Ltd4.40%
- 7Bharti Airtel Ltd4.30%
- 8Sbi Life Insurance Company Ltd3.89%
- 9Ultratech Cement Ltd3.66%
- 10Healthcare Global Enterprises Ltd3.59%
Investment Objective
Tata Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
Tata Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by Tata Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹1,750 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.06%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations