NAV
₹21.4436
as of 30 Sept 2026
Expense Ratio
2.27%
AUM
₹1,750 Cr
Lumpsum returns (CAGR)
- 1Y
- -6.94%
- 3Y
- +6.62%
- 5Y
- +7.42%
- Since Inception
- +11.83%
SIP returns (XIRR)
- 1Y
- -11.47%
- 3Y
- -1.45%
- 5Y
- +5.40%
- Since Inception
- +9.71%
What history actually did — last 6 years (Oct 2020 – Sept 2026)
A ₹5,000 monthly SIP for the last 6 years (Oct 2020 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹4,36,477 today — ₹3,55,000 invested, 7.0% XIRR.
₹3,55,000
Invested
₹4,36,477
Value today
7.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 6 years (Oct 2020 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 6 years ago would be ₹2,30,839 today (15.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2020 would still hold ₹18,71,917.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹4,36,477 in this fund vs ₹4,68,969 in the benchmark — underperformance of ₹32,492.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 6 years (Oct 2020 – Sept 2026) (3 Jun 2024) would be ₹97,420 today (0.97×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.17
Sharpe Ratio
-0.05
Alpha
0.26
Beta
-0.17
Sortino
13.34%
Std Dev
-14.43%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks20.92%
- Insurance8.61%
- Telecom - Services6.17%
- Healthcare Services6.14%
- Construction5.44%
- Cement & Cement Products5.04%
- Petroleum Products4.90%
- Consumer Durables4.87%
- IT - Software4.25%
- Power4.17%
- Automobiles4.04%
- Realty3.08%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd7.72%
- 2Hdfc Bank Ltd7.02%
- 3Axis Bank Ltd6.18%
- 4Ultratech Cement Ltd5.04%
- 5Reliance Industries Ltd4.90%
- 6Infosys Ltd4.25%
- 7Bharti Airtel Ltd4.22%
- 8Healthcare Global Enterprises Ltd4.22%
- 9Ntpc Ltd4.17%
- 10Mahindra & Mahindra Ltd4.04%
What this fund does
Tata Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
Tata Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by Tata Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹1,750 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 500. The current expense ratio is 2.27%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations