Tata Multi Asset Allocation Fund · Regular · Growth
NAV
₹25.4719
as of 31 Jul 2026
Expense Ratio
1.82%
AUM
₹5,023 Cr
Lumpsum returns (CAGR)
- 1Y
- +8.32%
- 3Y
- +12.58%
- 5Y
- +11.90%
- Since Inception
- +15.71%
SIP returns (XIRR)
- 1Y
- +6.90%
- 3Y
- +10.12%
- 5Y
- +11.82%
- Since Inception
- +13.33%
Returns calculated from 04 March 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,93,120 today — ₹2,95,000 invested, 11.7% XIRR.
₹2,95,000
Invested
₹3,93,120
Value today
11.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,74,554 today (11.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹13,52,415.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,17,462 today (1.18×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.45
Sharpe Ratio
—
Alpha
—
Beta
0.43
Sortino
9.69%
Std Dev
-10.46%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Tata Multi Asset Allocation Fund-Regular Plan-Dividend Payout
- 1Tata Gold Exchange Traded Fund4.01%
- 2Hdfc Bank Ltd4.00%
- 3Reliance Industries Ltd3.82%
- 4Bharti Airtel Ltd2.79%
- 5Axis Bank Ltd2.52%
- 6Icici Bank Ltd2.39%
- 7Sgs Maharashtra 6.77% (30/04/2037)2.23%
- 8State Bank Of India1.83%
- 9Federal Bank Ltd1.63%
- 10Kotak Mahindra Bank Ltd1.41%
Investment Objective
Tata Multi Asset Allocation Fund · Regular · Growth invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.
About This Fund
Tata Multi Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 6 years. It manages assets worth ₹5,023 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Composite Benchmark of 65% S&P BSE 200 + 15% CRISIL Short Term Bond Index + 20% iComdex Composite Index (Total Return variant of the index (TRI) will be used for performance comparison).. The current expense ratio is 1.82%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations