Tata Ultra Short Term Fund · Regular · Growth
NAV
₹15.1012
as of 31 Jul 2026
Expense Ratio
1.15%
AUM
₹5,449 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.93%
- 3Y
- +6.59%
- 5Y
- +5.81%
- Since Inception
- +5.63%
SIP returns (XIRR)
- 1Y
- +6.18%
- 3Y
- +6.49%
- 5Y
- +6.33%
- Since Inception
- +5.84%
What history actually did — last 7 years (Aug 2019 – Jul 2026)
A ₹5,000 monthly SIP for the last 7 years (Aug 2019 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,09,940 today — ₹4,15,000 invested, 5.9% XIRR.
₹4,15,000
Invested
₹5,09,940
Value today
5.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Aug 2019 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,45,078 today (5.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2019 would still hold ₹9,40,843.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Aug 2019 – Jul 2026) (22 Mar 2020) would be ₹1,41,005 today (1.41×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.45
Sharpe Ratio
—
Alpha
—
Beta
0.57
Sortino
0.40%
Std Dev
-0.09%
Max Drawdown
Performance Comparison
Thinking about Tata Ultra Short Term Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1** 07.80 % Nabard - 15/03/202710.39%
- 2** - Bank Of Baroda - Cd - 05/11/20264.64%
- 3** - Karur Vysya Bank Ltd - Cd - 23/11/20264.62%
- 4** - Yes Bank Ltd - Cd - 05/03/20274.07%
- 5** - Ujjivan Small Finance Bank Ltd - Cd - 18/03/2027 # $$4.05%
- 6** - Small Indust Devlop Bank Of India - Cd - 06/11/20263.71%
- 7** - Indian Bank - Cd - 04/12/20263.69%
- 8** - Equitas Small Finance Bank Ltd - Cd - 11/03/2027 #3.60%
- 9** - Au Small Finance Bank - Cd - 06/11/20263.24%
- 10** - Bank Of Baroda - Cd - 07/12/20263.23%
Investment Objective
Tata Ultra Short Term Fund · Regular · Growth by Tata Mutual Fund is a Ultra Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Duration category.
About This Fund
Tata Ultra Short Term Fund · Regular · Growth is a Ultra Short Duration mutual fund offered by Tata Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹5,449 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Ultra Short Duration Debt A-I Index. The current expense ratio is 1.15%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations