Union Balanced Advantage Fund - Regular Plan - Growth Option
₹19.8200
₹0.16 (-0.80%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹19.8200
₹0.16 (-0.80%)
29 May 2026
AMFI: 142035
Direct · Growth
₹₹21.5800
₹0.17 (-0.78%)
29 May 2026
AMFI: 142038
Regular · IDCW
₹₹18.5400
₹0.03 (-0.16%)
15 May 2026
AMFI: HIST_CAMS_INF582M01DL4
Direct · IDCW
₹₹20.2500
₹0.16 (-0.78%)
29 May 2026
AMFI: 142037
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹10,100
Invested
₹14,395
Value today
8.2%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,982
Value today
8.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹5,05,000
Withdrawn
₹12,62,259
Corpus left
+₹7,67,259 net gain — withdrew ₹5,05,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹12,14,954
Value today
+2.2%
vs lumpsum
STP beat direct lumpsum by 2.2% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,28,868
Value today
2.3×
Multiple
Staying invested through that crash turned ₹1L into ₹2,28,868 — a 2.3× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 8 years
Expense ratio drag on your actual returns
Direct plan
₹71,651
Regular plan
₹67,996
Direct earns ₹3,655 more on a ₹48K investment — 0.95% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.57
Sharpe Ratio
—
Alpha
—
Beta
-0.55
Sortino
8.73%
Std Dev
-9.06%
Max Drawdown
Portfolio Holdings
Performance Comparison
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Investment Objective
Union Balanced Advantage Fund - Regular Plan - Growth Option by Union Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
Union Balanced Advantage Fund - Regular Plan - Growth Option is a Dynamic Asset Allocation mutual fund offered by Union Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹1,290 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.16%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations