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Sectoral / Thematic📊 NIFTY 500 TRI(SEBI default)

Union Business Cycle Fund · Regular · Growth

Union Mutual Fund

#94 of 213 (1Y)

NAV

₹11.6000

as of 17 Jun 2026

Expense Ratio

2.49%

AUM

₹512 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+5.55%
3Y
5Y
Since Inception
+6.72%

SIP returns (XIRR)

1Y
+7.93%
3Y
5Y
Since Inception
+5.00%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹2,700

Invested

₹2,732

Value today

1.1%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,112

Value today

4.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹6,31,256

Value today

-5.4%

vs lumpsum

Direct lumpsum would have beaten STP by 5.4% — but STP reduced timing risk

Model your own STP with real NAV

Risk Metrics

Trailing 1 year, annualised

-0.18

Sharpe Ratio

-0.01

Alpha

0.50

Beta

-0.17

Sortino

15.50%

Std Dev

-15.55%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseUnion Mutual Fund
CategorySectoral / Thematic
BenchmarkNIFTY 500 TRI ✓
Launch Date13 Feb 2024
AMFI Code152411
Transaction facts
Min. Lumpsum₹1,000
Min. SIP₹100
Exit Load1% if units are redeemed/switched out on or before completion of 1 year from the date of allotment Nil if redeemed or switched out after completion of 1 year from the date of allotment of units

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

Union Business Cycle Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

Union Business Cycle Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Union Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹512 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.49%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations