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Dynamic Bond📊 NIFTY Composite Debt Index(SEBI default)

Union Dynamic Bond Fund · Regular · Growth

Union Mutual Fund

#23 of 23 (1Y)

NAV

₹23.3161

as of 17 Jun 2026

Expense Ratio

1.57%

AUM

₹100 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
-0.19%
3Y
+4.90%
5Y
+4.18%
Since Inception
+6.08%

SIP returns (XIRR)

1Y
+1.25%
3Y
+3.81%
5Y
+4.46%
Since Inception
+5.50%

Returns calculated from 13 February 2012 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹17,200

Invested

₹25,730

Value today

5.4%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,321

Value today

6.1%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹8,60,000

Withdrawn

₹10,34,764

Corpus left

+₹8,94,764 net gain — withdrew ₹8,60,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,35,276

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,35,276 — a 1.4× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.94

Sharpe Ratio

Alpha

Beta

-0.91

Sortino

3.83%

Std Dev

-5.16%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseUnion Mutual Fund
CategoryDynamic Bond
BenchmarkNIFTY Composite Debt Index
Launch Date23 Jan 2012
AMFI Code116555
Transaction facts
Min. Lumpsum₹1,000
Min. SIP₹100

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

Union Dynamic Bond Fund · Regular · Growth by Union Mutual Fund is a Dynamic Bond fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Bond category.

About This Fund

Union Dynamic Bond Fund · Regular · Growth is a Dynamic Bond mutual fund offered by Union Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹99.8 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Composite Debt Index. The current expense ratio is 1.57%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations