Union Dynamic Term Fund · Regular · Growth
NAV
₹23.3660
as of 29 Sept 2026
Expense Ratio
1.54%
AUM
₹85 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.64%
- 3Y
- +4.77%
- 5Y
- +3.87%
- Since Inception
- +5.97%
SIP returns (XIRR)
- 1Y
- +1.35%
- 3Y
- +3.05%
- 5Y
- +4.07%
- Since Inception
- +5.33%
Returns calculated from 13 February 2012 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,62,832 today — ₹6,00,000 invested, 4.7% XIRR.
₹6,00,000
Invested
₹7,62,832
Value today
4.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,61,896 today (4.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹8,56,130.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,36,171 today (1.36×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.28
Sharpe Ratio
—
Alpha
—
Beta
-1.25
Sortino
4.03%
Std Dev
-5.16%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
What this fund does
Union Dynamic Term Fund · Regular · Growth by Union Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
Union Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by Union Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹85.0 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Composite Debt Index. The current expense ratio is 1.54%.