Union Dynamic Bond Fund · Regular · Growth
NAV
₹23.5514
as of 31 Jul 2026
Expense Ratio
1.57%
AUM
₹85 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.72%
- 3Y
- +5.19%
- 5Y
- +4.39%
- Since Inception
- +6.10%
SIP returns (XIRR)
- 1Y
- +2.90%
- 3Y
- +4.09%
- 5Y
- +4.64%
- Since Inception
- +5.54%
Returns calculated from 13 February 2012 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,67,135 today — ₹5,95,000 invested, 5.0% XIRR.
₹5,95,000
Invested
₹7,67,135
Value today
5.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,66,798 today (5.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,00,846.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,37,252 today (1.37×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.86
Sharpe Ratio
—
Alpha
—
Beta
-0.84
Sortino
3.95%
Std Dev
-5.16%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Union Dynamic Bond Fund · Regular · Growth by Union Mutual Fund is a Dynamic Bond fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Bond category.
About This Fund
Union Dynamic Bond Fund · Regular · Growth is a Dynamic Bond mutual fund offered by Union Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹84.9 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Composite Debt Index. The current expense ratio is 1.57%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations