Union ELSS Tax Saver Fund - Growth Option
₹62.8600
₹0.80 (-1.26%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹62.8600
₹0.80 (-1.26%)
29 May 2026
AMFI: 116051
Direct · Growth
₹₹68.8000
₹0.87 (-1.25%)
29 May 2026
AMFI: 119307
Regular · IDCW
₹₹35.1400
₹0.45 (-1.26%)
29 May 2026
AMFI: 116052
Direct · IDCW
₹₹68.8000
₹0.87 (-1.25%)
29 May 2026
AMFI: 119306
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹86,500
Invested
₹2,32,676
Value today
12.7%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹3,183
Value today
13.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹8,65,000
Withdrawn
₹40,39,238
Corpus left
+₹39,04,238 net gain — withdrew ₹8,65,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹34,50,322
Value today
-9.7%
vs lumpsum
Direct lumpsum would have beaten STP by 9.7% — but STP reduced timing risk
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in ELSS Tax Saver by 5Y CAGR
Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option
SBI ELSS Tax Saver FUND - REGULAR PLAN- GROWTH
HDFC ELSS Tax saver - Growth Plan
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,70,547
Value today
3.7×
Multiple
Staying invested through that crash turned ₹1L into ₹3,70,547 — a 3.7× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,26,874
Regular plan
₹1,21,018
Direct earns ₹5,856 more on a ₹60K investment — 0.98% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.45
Sharpe Ratio
-0.05
Alpha
0.46
Beta
-0.42
Sortino
14.72%
Std Dev
-16.24%
Max Drawdown
Portfolio Holdings
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Union ELSS Tax Saver Fund - Growth Option is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Union ELSS Tax Saver Fund - Growth Option is a ELSS Tax Saver mutual fund offered by Union Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹860 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.29%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations