Union ELSS Tax Saver Fund · Regular · Growth
NAV
₹63.1100
as of 29 Sept 2026
Expense Ratio
2.29%
AUM
₹837 Cr
Lumpsum returns (CAGR)
- 1Y
- -2.09%
- 3Y
- +8.50%
- 5Y
- +8.71%
- Since Inception
- +13.29%
SIP returns (XIRR)
- 1Y
- -3.78%
- 3Y
- +2.65%
- 5Y
- +7.83%
- Since Inception
- +12.17%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,34,971 today — ₹6,00,000 invested, 12.3% XIRR.
₹6,00,000
Invested
₹11,34,971
Value today
12.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,04,438 today (11.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹19,09,410.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,34,971 in this fund vs ₹11,24,556 in the benchmark — underperformance of ₹4,533.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,67,346 today (3.67×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.14
Sharpe Ratio
+0.03
Alpha
0.29
Beta
0.14
Sortino
13.70%
Std Dev
-14.53%
Max Drawdown
Performance Comparison
Related reading
Thinking about Union ELSS Tax Saver Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
What this fund does
Union ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Union ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Union Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹837 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.29%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C