Union ELSS Tax Saver Fund · Regular · Growth
NAV
₹64.2800
as of 17 Jun 2026
Expense Ratio
2.29%
AUM
₹860 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.97%
- 3Y
- +11.89%
- 5Y
- +12.13%
- Since Inception
- +13.71%
SIP returns (XIRR)
- 1Y
- +0.49%
- 3Y
- +5.97%
- 5Y
- +9.88%
- Since Inception
- +12.80%
This fund trailed its benchmark
Top performers in ELSS Tax Saver by 5Y CAGR
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HDFC ELSS Tax saver · Regular · Growth
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹87,000
Invested
₹2,24,690
Value today
12.2%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹3,067
Value today
13.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹8,70,000
Withdrawn
₹38,87,099
Corpus left
+₹37,57,099 net gain — withdrew ₹8,70,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹33,99,738
Value today
-7.6%
vs lumpsum
Direct lumpsum would have beaten STP by 7.6% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,57,043
Value today
3.6×
Multiple
Staying invested through that crash turned ₹1L into ₹3,57,043 — a 3.6× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.30
Sharpe Ratio
-0.04
Alpha
0.50
Beta
-0.29
Sortino
14.94%
Std Dev
-14.53%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Investment Objective
Union ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Union ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Union Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹860 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.29%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Salaried individuals and taxpayers seeking to save tax under Section 80C
- •SIP investors who can benefit from rupee cost averaging during market fluctuations