UTI Balanced Advantage Fund - Regular Plan - Growth Option
₹12.1373
₹0.12 (-0.95%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹12.1373
₹0.12 (-0.95%)
29 May 2026
AMFI: 151882
Direct · Growth
₹₹12.6145
₹0.12 (-0.94%)
29 May 2026
AMFI: 151885
Regular · IDCW
₹₹12.1373
₹0.12 (-0.95%)
29 May 2026
AMFI: 151884
Direct · IDCW
₹₹12.6145
₹0.12 (-0.94%)
29 May 2026
AMFI: 151883
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹16,500
Invested
₹17,012
Value today
2.2%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,214
Value today
7.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹6,96,757
Value today
-4.3%
vs lumpsum
Direct lumpsum would have beaten STP by 4.3% — but STP reduced timing risk
Model your own STP with real NAVDirect vs Regular — ₹500/month over 2 years
Expense ratio drag on your actual returns
Direct plan
₹12,575
Regular plan
₹12,395
Direct earns ₹180 more on a ₹12K investment — 0.75% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.64
Sharpe Ratio
—
Alpha
—
Beta
-0.63
Sortino
8.48%
Std Dev
-10.75%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC BANK LIMITED INE040A01034 | 7.46% |
ICICI BANK LTD INE090A01021 | 5.69% |
RELIANCE INDUSTRIES LTD. INE002A01018 | 5.05% |
BHARTI AIRTEL LTD. INE397D01024 | 3.52% |
INFOSYS LTD. INE009A01021 | 2.98% |
KOTAK MAHINDRA BANK LTD. INE237A01036 | 2.81% |
STATE BANK OF INDIA INE062A01020 | 2.70% |
AXIS BANK LTD. INE238A01034 | 2.60% |
BAJAJ FINANCE LTD. INE296A01032 | 2.33% |
MAHINDRA & MAHINDRA LTD. INE101A01026 | 1.96% |
MARUTI SUZUKI INDIA LTD. INE585B01010 | 1.79% |
ITC LTD. INE154A01025 | 1.62% |
TATA CONSULTANCY SERVICES LTD. INE467B01029 | 1.60% |
LARSEN & TOUBRO LTD. INE018A01030 | 1.58% |
ETERNAL LIMITED INE758T01015 | 1.46% |
TATA STEEL LTD. INE081A01020 | 1.24% |
TITAN COMPANY LTD. INE280A01028 | 1.22% |
COAL INDIA LTD. INE522F01014 | 1.14% |
ULTRATECH CEMENT LTD. INE481G01011 | 1.06% |
OIL & NATURAL GAS CORPORATION INE213A01029 | 1.06% |
LTIMindtree Limited INE214T01019 | 1.00% |
NTPC LTD. INE733E01010 | 0.96% |
MPHASIS LTD INE356A01018 | 0.82% |
AJANTA PHARMA LTD. INE031B01049 | 0.81% |
HDFC LIFE INSURANCE COMPANY LI INE795G01014 | 0.75% |
WIPRO LIMITED INE075A01022 | 0.73% |
DR LAL PATHLABS LTD. INE600L01024 | 0.70% |
INFO-EDGE (INDIA) LTD. INE663F01032 | 0.66% |
AUROBINDO PHARMA LTD. INE406A01037 | 0.63% |
HYUNDAI MOTOR INDIA LTD INE0V6F01027 | 0.60% |
ICICI LOMBARD GENERAL INSURANC INE765G01017 | 0.59% |
EICHER MOTORS LTD INE066A01021 | 0.59% |
| Security | % NAV |
|---|---|
7.06% GS MAT - 10/04/2028 IN0020230010 | 4.57% |
EXPORT IMPORT BANK OF INDIA INE514E08GD0 | 2.07% |
REC LTD INE020B08FF1 | 1.74% |
LIC HOUSING FINANCE LTD. INE115A07QK0 | 1.74% |
EXPORT IMPORT BANK OF INDIA INE514E08GC2 | 1.74% |
EXPORT IMPORT BANK OF INDIA INE514E14TC3 | 1.64% |
BAJAJ FINANCE LTD. INE296A07TL0 | 1.36% |
POWER FINANCE CORPORATION LTD. INE134E08JP5 | 0.88% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KU4 | 0.87% |
7.10% GSEC - MAT - 08/04/2034 IN0020240019 | 0.87% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KV2 | 0.87% |
POWER FINANCE CORPORATION LTD. INE134E08MT1 | 0.87% |
EXPORT IMPORT BANK OF INDIA INE514E08GB4 | 0.87% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KL3 | 0.87% |
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA INE556F08KS8 | 0.86% |
ICICI BANK LTD. - 08/03/2027 INE090AD6295 | 0.81% |
NABARD - 17/03/2027 INE261F16AP5 | 0.81% |
| Security | % NAV |
|---|---|
FLOATER FUND INF789F1ACX5 | 3.63% |
Performance Comparison
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Investment Objective
UTI Balanced Advantage Fund - Regular Plan - Growth Option by UTI Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
UTI Balanced Advantage Fund - Regular Plan - Growth Option is a Dynamic Asset Allocation mutual fund offered by UTI Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹3,109 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 1.90%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations