UTI Focused Fund · Regular · Growth
NAV
₹14.6429
as of 30 Sept 2026
Expense Ratio
1.96%
AUM
₹2,383 Cr
Lumpsum returns (CAGR)
- 1Y
- -4.61%
- 3Y
- +7.45%
- 5Y
- +7.51%
- Since Inception
- +7.77%
SIP returns (XIRR)
- 1Y
- -6.66%
- 3Y
- +0.64%
- 5Y
- +6.40%
- Since Inception
- +6.45%
What history actually did — last 5 years (Oct 2021 – Sept 2026)
A ₹5,000 monthly SIP for the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,44,863 today — ₹2,95,000 invested, 6.4% XIRR.
₹2,95,000
Invested
₹3,44,863
Value today
6.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Oct 2021 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,44,002 today (7.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2021 would still hold ₹10,95,159.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,44,863 in this fund vs ₹3,59,448 in the benchmark — underperformance of ₹14,585.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Oct 2021 – Sept 2026) (3 Jun 2024) would be ₹1,01,304 today (1.01×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.12
Sharpe Ratio
-0.04
Alpha
0.29
Beta
-0.12
Sortino
13.72%
Std Dev
-15.24%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks21.49%
- Retailing8.42%
- Finance7.30%
- IT - Software7.09%
- Automobiles6.07%
- Petroleum Products5.96%
- Pharmaceuticals & Biotechnology5.67%
- Construction4.88%
- Telecom - Services3.64%
- Ferrous Metals2.89%
- Agricultural, Commercial & Construction Vehicles2.46%
- Agricultural Food & other Products2.40%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with UTI Focused Fund (30 stocks) - Regular Plan - IDCW Payout Option
- 1Icici Bank Ltd9.47%
- 2Hdfc Bank Limited7.55%
- 3Reliance Industries Ltd.5.96%
- 4Eternal Limited5.94%
- 5Larsen & Toubro Ltd.4.88%
- 6State Bank Of India4.47%
- 7Bajaj Finance Ltd.4.04%
- 8Coforge Ltd3.99%
- 9Bharti Airtel Ltd.3.64%
- 10Mahindra & Mahindra Ltd.3.55%
What this fund does
UTI Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
UTI Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹2,383 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.96%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations