UTI Medium Duration Fund · Regular · Growth
NAV
₹19.0186
as of 16 Jun 2026
Expense Ratio
1.45%
AUM
₹39 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.96%
- 3Y
- +6.29%
- 5Y
- +6.06%
- Since Inception
- +5.91%
SIP returns (XIRR)
- 1Y
- +4.53%
- 3Y
- +6.01%
- 5Y
- +6.05%
- Since Inception
- +5.35%
Returns calculated from 29 October 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹66,000
Invested
₹88,827
Value today
5.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,878
Value today
5.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹6,60,000
Withdrawn
₹9,89,981
Corpus left
+₹6,49,981 net gain — withdrew ₹6,60,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,34,711
Value today
1.3×
Multiple
Staying invested through that crash turned ₹1L into ₹1,34,711 — a 1.3× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.36
Sharpe Ratio
—
Alpha
—
Beta
-0.37
Sortino
1.33%
Std Dev
-1.03%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 107.18% Gsec Mat -14/08/203317.90%
- 27.26% Gsec 22/08/203211.07%
- 37.79% Uttarpradesh Sdl 29/03/20338.44%
- 4Bajaj Finance Ltd.8.07%
- 57.10% Gsec - Mat - 08/04/20346.88%
- 6Aditya Birla Real Estate Ltd5.47%
- 7Adani Power Ltd.5.45%
- 807.73% Xirr Ptc- Shivshakti Securitisation Trust-28/09/20295.38%
- 9360 One Prime Ltd4.13%
- 10Eris Lifesciences Ltd2.75%
Investment Objective
UTI Medium Duration Fund · Regular · Growth by UTI Mutual Fund is a Medium Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Duration category.
About This Fund
UTI Medium Duration Fund · Regular · Growth is a Medium Duration mutual fund offered by UTI Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹38.5 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Medium Duration Debt Index A-III. The current expense ratio is 1.45%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations