UTI Medium Duration Fund · Regular · Growth
NAV
₹19.2000
as of 31 Jul 2026
Expense Ratio
1.45%
AUM
₹37 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.42%
- 3Y
- +6.46%
- 5Y
- +6.15%
- Since Inception
- +5.93%
SIP returns (XIRR)
- 1Y
- +5.32%
- 3Y
- +6.14%
- 5Y
- +6.14%
- Since Inception
- +5.41%
Returns calculated from 29 October 2018 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Aug 2021 – Jul 2026)
A ₹5,000 monthly SIP for the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,43,136 today — ₹2,95,000 invested, 6.1% XIRR.
₹2,95,000
Invested
₹3,43,136
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Aug 2021 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,34,689 today (6.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2021 would still hold ₹10,03,751.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Aug 2021 – Jul 2026) (3 Jun 2024) would be ₹1,14,267 today (1.14×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.33
Sharpe Ratio
—
Alpha
—
Beta
-0.35
Sortino
1.34%
Std Dev
-1.03%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 107.18% Gsec Mat -14/08/203317.90%
- 27.26% Gsec 22/08/203211.07%
- 37.79% Uttarpradesh Sdl 29/03/20338.44%
- 4Bajaj Finance Ltd.8.07%
- 57.10% Gsec - Mat - 08/04/20346.88%
- 6Aditya Birla Real Estate Ltd5.47%
- 7Adani Power Ltd.5.45%
- 807.73% Xirr Ptc- Shivshakti Securitisation Trust-28/09/20295.38%
- 9360 One Prime Ltd4.13%
- 10Eris Lifesciences Ltd2.75%
Investment Objective
UTI Medium Duration Fund · Regular · Growth by UTI Mutual Fund is a Medium Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium Duration category.
About This Fund
UTI Medium Duration Fund · Regular · Growth is a Medium Duration mutual fund offered by UTI Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹36.6 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Medium Duration Debt Index A-III. The current expense ratio is 1.45%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations