UTI Medium to Long Term Fund · Regular · Growth
NAV
₹76.0601
as of 13 Nov 2026
Expense Ratio
1.64%
AUM
₹304 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.36%
- 3Y
- +5.89%
- 5Y
- +6.49%
- Since Inception
- +7.40%
SIP returns (XIRR)
- 1Y
- +2.83%
- 3Y
- +4.42%
- 5Y
- +5.59%
- Since Inception
- +6.67%
Returns calculated from 01 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,92,358 today — ₹6,00,000 invested, 5.5% XIRR.
₹6,00,000
Invested
₹7,92,358
Value today
5.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,55,709 today (4.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹7,64,735.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,65,726 today (1.66×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-2.13
Sharpe Ratio
—
Alpha
—
Beta
-1.96
Sortino
1.99%
Std Dev
-1.73%
Max Drawdown
Performance Comparison
Related reading
Thinking about UTI Medium to Long Term Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 16.90% Gsec Mat - 15/04/20658.87%
- 2Summit Digitel Infrastructure Ltd8.18%
- 3Bajaj Housing Finance Ltd8.10%
- 47.08% A P Sgl Mat - 26/03/20377.75%
- 507.80% Xirr Ptc- Siddhivinayak Securitisation Trust-28/09/20306.30%
- 6Spn/Ddb Jtpm Metal Traders Limited5.69%
- 7Piramal Finance Limited4.96%
- 8Muthoot Finance Ltd4.95%
- 9Aditya Birla Renewables Ltd4.94%
- 10Torrent Pharmaceuticals Ltd.4.89%
What this fund does
UTI Medium to Long Term Fund · Regular · Growth by UTI Mutual Fund is a Medium to Long Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Term category.
About This Fund
UTI Medium to Long Term Fund · Regular · Growth is a Medium to Long Term mutual fund offered by UTI Mutual Fund. The fund has been operational for over 28 years. It manages assets worth ₹304 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium to Long Duration Debt A-III Index. The current expense ratio is 1.64%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations