UTI Medium to Long Duration Fund · Regular · Growth
NAV
₹76.2004
as of 31 Jul 2026
Expense Ratio
1.09%
AUM
₹301 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.40%
- 3Y
- +6.16%
- 5Y
- +8.35%
- Since Inception
- +7.48%
SIP returns (XIRR)
- 1Y
- +4.76%
- 3Y
- +5.66%
- 5Y
- +6.57%
- Since Inception
- +6.79%
Returns calculated from 01 January 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,97,686 today — ₹5,95,000 invested, 5.8% XIRR.
₹5,95,000
Invested
₹7,97,686
Value today
5.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,64,252 today (5.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹8,44,830.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,66,032 today (1.66×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.62
Sharpe Ratio
—
Alpha
—
Beta
-0.59
Sortino
2.07%
Std Dev
-1.73%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Summit Digitel Infrastructure Ltd8.24%
- 2Bajaj Housing Finance Ltd8.16%
- 37.08% A P Sgl Mat - 26/03/20377.94%
- 407.80% Xirr Ptc- Siddhivinayak Securitisation Trust-28/09/20306.49%
- 56.90% Gsec Mat - 15/04/20656.12%
- 6Spn/Ddb Jtpm Metal Traders Limited5.99%
- 7Muthoot Finance Ltd5.55%
- 8Piramal Finance Limited4.97%
- 9Aditya Birla Renewables Ltd4.95%
- 10Torrent Pharmaceuticals Ltd.4.92%
Investment Objective
UTI Medium to Long Duration Fund · Regular · Growth by UTI Mutual Fund is a Medium to Long Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Duration category.
About This Fund
UTI Medium to Long Duration Fund · Regular · Growth is a Medium to Long Duration mutual fund offered by UTI Mutual Fund. The fund has been operational for over 28 years. It manages assets worth ₹301 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium to Long Duration Debt A-III Index. The current expense ratio is 1.09%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations