UTI Multi Asset Allocation Fund · Regular · Growth
NAV
₹78.4101
as of 13 Nov 2026
Expense Ratio
1.85%
AUM
₹6,968 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.26%
- 3Y
- +13.03%
- 5Y
- +11.93%
- Since Inception
- +12.19%
SIP returns (XIRR)
- 1Y
- +2.03%
- 3Y
- +6.53%
- 5Y
- +11.85%
- Since Inception
- +9.95%
Returns calculated from 03 December 2020 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,99,679 today — ₹3,00,000 invested, 11.7% XIRR.
₹3,00,000
Invested
₹3,99,679
Value today
11.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,75,646 today (11.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹13,56,776.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,19,503 today (1.20×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.10
Sharpe Ratio
—
Alpha
—
Beta
-0.10
Sortino
10.43%
Std Dev
-11.18%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks14.26%
- IT - Software7.04%
- Food Products4.12%
- Pharmaceuticals & Biotechnology3.58%
- Diversified FMCG3.25%
- Automobiles3.25%
- Consumer Durables3.13%
- Capital Markets3.10%
- Transport Services2.25%
- Industrial Products1.96%
- Aerospace & Defense1.83%
- Electrical Equipment1.81%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Units Uti Mf- Gold Exchange Traded Fund Etf13.63%
- 2Icici Bank Ltd3.23%
- 3Kotak Mahindra Bank Ltd.3.14%
- 4Hdfc Bank Limited2.94%
- 5Itc Ltd.2.57%
- 6Nestle India Ltd.2.56%
- 7Tata Consultancy Services Ltd.2.36%
- 8Bharat Electronics Ltd.1.83%
- 9Units Uti Mf- Silver Exchange Traded Fund Etf1.70%
- 10Interglobe Aviation Ltd1.69%
What this fund does
UTI Multi Asset Allocation Fund · Regular · Growth invests across at least three asset classes — equity, debt, and at least one more asset class, as the fund's own mandate defines — with a minimum 10% in each. Spreading across asset classes can soften swings but does not prevent losses.
About This Fund
UTI Multi Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by UTI Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹6,968 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against 65% BSE 200 TRI + 25% CRISIL Composite Bond Index + 7% Domestic Price of Gold + 2% Domestic Price of Silver + 1% iCOMDEX Composite Index. The current expense ratio is 1.85%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations