Closed to new subscriptions
SEBI's 26 Feb 2026 circular (cl. 2.6.3.16) discontinued the Solution-Oriented category; existing investments continue.
What the Solution-Oriented sunset meansNAV
₹53.8288
as of 29 Sept 2026
Expense Ratio
1.16%
Lumpsum returns (CAGR)
- 1Y
- +1.06%
- 3Y
- +8.34%
- 5Y
- +8.42%
- Since Inception
- +8.21%
SIP returns (XIRR)
- 1Y
- -1.27%
- 3Y
- +4.16%
- 5Y
- +7.61%
- Since Inception
- +9.14%
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks8.39%
- IT - Software3.73%
- Pharmaceuticals & Biotechnology2.56%
- Petroleum Products2.14%
- Construction2.01%
- Automobiles1.82%
- Finance1.77%
- Insurance1.70%
- Telecom - Services1.61%
- Power1.41%
- Transport Services1.30%
- Diversified FMCG1.23%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Portfolio holdings
portfolio shared with UTI Retirement Fund - Regular Plan
- 107.18% Gsec Mat -24/07/20376.80%
- 2Icici Bank Ltd3.17%
- 3Hdfc Bank Limited3.11%
- 47.24% Gsec Mat- 18/08/20553.07%
- 507.32% Gsec Mat -13/11/20303.06%
- 6Reliance Industries Ltd.2.14%
- 7Infosys Ltd.2.14%
- 8Floater Fund1.70%
- 9Larsen & Toubro Ltd.1.61%
- 10Power Finance Corporation Ltd.1.59%
What this fund does
UTI Retirement Fund · Direct · Growth by UTI Mutual Fund is a Retirement Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Retirement Fund category.
About This Fund
UTI Retirement Fund · Direct · Growth is a Retirement Fund mutual fund offered by UTI Mutual Fund. The fund has been operational for over 13 years. The current expense ratio is 1.16%.
Who Should Invest?
- •Individuals planning for retirement with a systematic long-term investment approach