UTI - Unit Linked Insurance Plan · Regular · Growth
NAV
₹41.6225
as of 16 Jun 2026
Expense Ratio
1.68%
AUM
₹5,043 Cr
Lumpsum returns (CAGR)
- 1Y
- —
- 3Y
- —
- 5Y
- —
- Since Inception
- +5.29%
SIP returns (XIRR)
- 1Y
- —
- 3Y
- —
- 5Y
- —
- Since Inception
- +22.93%
SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,500
Invested
₹1,516
Value today
9.7%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,033
Value today
17.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹6,09,427
Value today
-1.7%
vs lumpsum
Direct lumpsum would have beaten STP by 1.7% — but STP reduced timing risk
Model your own STP with real NAVPerformance Comparison
Sectoral allocation
as of 31 Mar 2026- Banks7.00%
- Retailing6.00%
- Consumer Durables4.00%
- IT - Software4.00%
- Finance3.00%
- Automobiles3.00%
- Pharmaceuticals & Biotechnology3.00%
- Industrial Products2.00%
- Telecom - Services1.00%
- Healthcare Services1.00%
- Chemicals & Petrochemicals1.00%
- Auto Components1.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Portfolio holdings
- 107.18% Gsec Mat -24/07/20378.38%
- 207.32% Gsec Mat -13/11/20304.27%
- 36.68% Gsec Mat- 07/07/20403.92%
- 4Icici Bank Ltd2.72%
- 57.24% Gsec Mat- 18/08/20552.67%
- 6Hdfc Bank Ltd.2.55%
- 7Bajaj Finance Ltd.2.47%
- 8Eternal Limited2.33%
- 9Hdfc Bank Limited2.30%
- 10Indian Railway Finance Corporation Limited2.10%
Investment Objective
UTI - Unit Linked Insurance Plan · Regular · Growth by UTI Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
UTI - Unit Linked Insurance Plan · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by UTI Mutual Fund. The fund has been operational for over 0 years. It manages assets worth ₹5,043 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 1.68%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations