White Oak Capital - ELSS Tax Saver Fund · Regular · Growth
NAV
₹18.5090
as of 13 Nov 2026
Expense Ratio
2.33%
AUM
₹494 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.80%
- 3Y
- +15.31%
- 5Y
- —
- Since Inception
- +16.28%
SIP returns (XIRR)
- 1Y
- +13.68%
- 3Y
- +9.42%
- 5Y
- —
- Since Inception
- +13.26%
What history actually did — last 4 years (Nov 2022 – Nov 2026)
A ₹5,000 monthly SIP for the last 4 years (Nov 2022 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,07,721 today — ₹2,40,000 invested, 12.9% XIRR.
₹2,40,000
Invested
₹3,07,721
Value today
12.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 4 years (Nov 2022 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 4 years ago would be ₹1,79,212 today (15.7% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹3,07,721 in this fund vs ₹2,87,300 in the benchmark — outperformance of ₹20,421.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 4 years (Nov 2022 – Nov 2026) (4 Jun 2024) would be ₹1,31,624 today (1.32×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.02
Sharpe Ratio
+0.02
Alpha
0.91
Beta
0.02
Sortino
12.58%
Std Dev
-16.43%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks20.30%
- Finance7.64%
- Pharmaceuticals & Biotechnology6.43%
- IT - Software5.61%
- Retailing5.48%
- Consumer Durables5.00%
- Chemicals & Petrochemicals4.51%
- Food Products4.14%
- Telecom - Services3.91%
- Automobiles3.90%
- Electrical Equipment2.62%
- Petroleum Products2.58%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited8.15%
- 2Hdfc Bank Limited3.97%
- 3Bharti Airtel Limited3.91%
- 4Nestle India Limited3.52%
- 5Eternal Limited2.82%
- 6Kotak Mahindra Bank Limited2.56%
- 7State Bank Of India2.47%
- 8Mahindra & Mahindra Limited2.41%
- 9Reliance Industries Limited2.33%
- 10Coforge Limited1.87%
What this fund does
White Oak Capital - ELSS Tax Saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
White Oak Capital - ELSS Tax Saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by WhiteOak Capital Mutual Fund. The fund has been operational for over 4 years. It manages assets worth ₹494 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.33%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C