Aditya Birla Sun Life Dynamic Bond Fund (Discipline Advantage ) · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹49.0119
as of 30 Sept 2026
Expense Ratio
1.23%
AUM
₹1,483 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.86%
- 3Y
- +7.01%
- 5Y
- +6.57%
- Since Inception
- +7.47%
SIP returns (XIRR)
- 1Y
- +5.03%
- 3Y
- +6.18%
- 5Y
- +6.67%
- Since Inception
- +7.22%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,13,831 today — ₹5,95,000 invested, 6.2% XIRR.
₹5,95,000
Invested
₹8,13,831
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,69,686 today (5.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹8,83,033.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,58,119 today (1.58×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.55
Sharpe Ratio
—
Alpha
—
Beta
-0.53
Sortino
2.06%
Std Dev
-1.20%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Government Of India (15/04/2065)6.78%
- 27.79% Tata Capital Housing Finance Ltd. (18/06/2030) **5.93%
- 39.10% Cholamandalam Investment & Finance Co. Ltd. (27/06/2031) **5.68%
- 47.27% Power Finance Corporation Ltd. (15/10/2031) **5.19%
- 59.25% Hinduja Leyland Finance Ltd. (09/07/2031)4.88%
- 6Jubilant Bevco Ltd. (31/05/2028) (Zcb) **4.72%
- 75.00% Gmr Airports Ltd. (13/02/2027) **4.31%
- 89.90% Oxyzo Financial Services Pvt. Ltd. (13/03/2029) **4.16%
- 9State Government Securities (20/07/2035)3.62%
- 108.25% Bajaj Housing Finance Ltd. (27/05/2031)3.54%
Investment objective — in the AMC’s words
The investment objective of the scheme is to generate optimal returns with high liquidity through active management of the portfolio by investing in Debt and Money Market Instruments.
About This Fund
Aditya Birla Sun Life Dynamic Bond Fund (Discipline Advantage ) · Regular · Growth is a Dynamic Term mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹1,483 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Composite Debt Index A-III. The current expense ratio is 1.23%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations