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Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth

Aditya Birla Sun Life Mutual Fund

#4 of 22 (1Y)

₹22.7900

0.08 (-0.35%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹22.7900

0.08 (-0.35%)

29 May 2026

AMFI: 132998

Direct · Growth

₹₹25.3600

0.09 (-0.35%)

29 May 2026

AMFI: 132995

Regular · IDCW

₹₹13.0500

0.04 (-0.31%)

29 May 2026

AMFI: 132997

Direct · IDCW

₹₹15.4200

0.05 (-0.32%)

29 May 2026

AMFI: 132996

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.04%
1 Month-0.44%
3 Months-0.31%
6 Months+0.44%
1 Year+5.26%
3 Years (CAGR)+8.55%
5 Years (CAGR)+7.01%
10 Years (CAGR)+7.98%
Since Inception (Nov 2014)+7.46%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+3.85%
3 Year SIP+6.81%
5 Year SIP+7.10%
Since Inception (Nov 2014)+7.52%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹13,800

Invested

₹21,531

Value today

7.5%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,279

Value today

7.4%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹6,90,000

Withdrawn

₹12,02,451

Corpus left

+₹8,92,451 net gain — withdrew ₹6,90,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹13,21,455

Value today

-3.4%

vs lumpsum

Direct lumpsum would have beaten STP by 3.4% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,90,552

Value today

1.9×

Multiple

Staying invested through that crash turned ₹1L into ₹1,90,552 — a 1.9× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹93,126

Regular plan

₹88,953

Direct earns ₹4,173 more on a ₹60K investment0.70% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseAditya Birla Sun Life Mutual Fund
CategoryEquity Savings
Plan Typeregular
Optiongrowth
AUM₹1,051 Cr
Expense Ratio1.02%
Min SIP₹100
Min Lumpsum₹1,000
BenchmarkNIFTY Equity Savings TRI
Launch Date11 Nov 2014
AMFI Code132998

Risk Metrics

Trailing 1 year, annualised

-0.06

Sharpe Ratio

Alpha

Beta

-0.06

Sortino

2.95%

Std Dev

-2.61%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Equity2 holdings · 2.5%
Security% NAV

NEXUS SELECT TRUST

INE0NDH25011

1.28%

NEXUS SELECT TRUST

INE0NDH25011

1.24%
Debt13 holdings · 25.5%
Security% NAV

National Bank For Agriculture and Rural Development (19/01/2027) ** #

INE261F16AE9

2.29%

Export Import Bank of India (01/03/2027) ** #

INE514E16CP6

2.28%

National Bank for Financing Infrastructure and Dev (04/03/2027) ** #

INE0KUG16020

2.28%

National Bank For Agriculture and Rural Development (19/01/2027) ** #

INE261F16AE9

2.19%

Export Import Bank of India (01/03/2027) ** #

INE514E16CP6

2.17%

National Bank for Financing Infrastructure and Dev (04/03/2027) ** #

INE0KUG16020

2.17%

Government of India (13/11/2030)

IN0020230135

1.97%

Government of India (14/08/2033)

IN0020230085

1.96%

Government of India (13/11/2030)

IN0020230135

1.88%

Government of India (14/08/2033)

IN0020230085

1.87%

Government of India (17/04/2030)

IN0020230036

1.60%

Government of India (17/04/2030)

IN0020230036

1.52%

Union Bank of India (15/03/2027) ** #

INE692A16LP9

1.30%
Fund Units6 holdings · 20.2%
Security% NAV

Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan

INF209K01VA3

4.93%

Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan

INF209K01VA3

4.70%

Aditya Birla Sun Life Money Manager Fund - Growth - Direct Plan

INF209K01UU3

3.99%

Aditya Birla Sun Life Money Manager Fund - Growth - Direct Plan

INF209K01UU3

3.80%

ADI BI SU LI CRI-IB FS 6M-DG

INF209KC1456

1.41%

ADI BI SU LI CRI-IB FS 6M-DG

INF209KC1456

1.34%
Other29 holdings · 87.5%
Security% NAV

ICICI Bank Limited

INE090A01021

7.70%

ICICI Bank Limited

INE090A01021

7.06%

HDFC Bank Limited

INE040A01034

6.85%

HDFC Bank Limited

INE040A01034

6.62%

Reliance Industries Limited

INE002A01018

4.63%

Reliance Industries Limited

INE002A01018

4.24%

RBL Bank Limited

INE976G01028

3.98%

RBL Bank Limited

INE976G01028

3.62%

Mahindra & Mahindra Limited

INE101A01026

3.09%

Kotak Mahindra Bank Limited

INE237A01036

2.83%

Mahindra & Mahindra Limited

INE101A01026

2.81%

Kotak Mahindra Bank Limited

INE237A01036

2.78%

State Bank of India

INE062A01020

2.62%

GMR Airport Ltd

INE776C01039

2.62%

Adani Ports and Special Economic Zone Limited

INE742F01042

2.62%

State Bank of India

INE062A01020

2.50%

GMR Airport Ltd

INE776C01039

2.43%

Adani Ports and Special Economic Zone Limited

INE742F01042

2.19%

Bharti Airtel Limited

INE397D01024

2.01%

Bajaj Finance Limited

INE296A01032

1.70%

Axis Bank Limited

INE238A01034

1.64%

Patanjali Foods Limited

INE619A01035

1.56%

Bajaj Finance Limited

INE296A01032

1.54%

Axis Bank Limited

INE238A01034

1.50%

Larsen & Toubro Limited

INE018A01030

1.43%

Bharti Airtel Limited

INE397D01024

1.36%

Vodafone Idea Limited

INE669E01016

1.22%

Canara Bank

INE476A01022

1.17%

One 97 Communications Limited

INE982J01020

1.15%

Performance Comparison

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Investment Objective

Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth by Aditya Birla Sun Life Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.

About This Fund

Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth is a Equity Savings mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹1,051 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Equity Savings TRI. The current expense ratio is 1.02%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations