Aditya Birla Sun Life Income Fund · Regular · Growth
Aditya Birla Sun Life Mutual Fund
NAV
₹130.0299
as of 31 Jul 2026
Expense Ratio
1.11%
AUM
₹1,766 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.11%
- 3Y
- +6.07%
- 5Y
- +5.46%
- Since Inception
- +8.81%
SIP returns (XIRR)
- 1Y
- +4.86%
- 3Y
- +5.50%
- 5Y
- +5.73%
- Since Inception
- +7.80%
Returns calculated from 15 March 2000 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,13,506 today — ₹5,95,000 invested, 6.2% XIRR.
₹5,95,000
Invested
₹8,13,506
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,86,039 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,46,881.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,50,401 today (1.50×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.64
Sharpe Ratio
—
Alpha
—
Beta
-0.62
Sortino
2.44%
Std Dev
-2.05%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Aditya Birla Sun Life Income Fund - Direct - IDCW
- 1Aditya Birla Sun Life Arbitrage Fund - Growth - Direct Plan36.18%
- 2Aditya Birla Sun Life Banking & Psu Debt Fund- Direct Plan-Growth27.64%
- 3Aditya Birla Sunlife Floating Rate Fund - Direct Plan - Growth17.94%
- 4Aditya Birla Sun Life Corporate Bond Fund - Growth - Direct Plan17.39%
- 5Absl Government Sec Fund-Dg0.84%
Investment Objective
Aditya Birla Sun Life Income Fund · Regular · Growth by Aditya Birla Sun Life Mutual Fund is a Medium to Long Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Medium to Long Duration category.
About This Fund
Aditya Birla Sun Life Income Fund · Regular · Growth is a Medium to Long Duration mutual fund offered by Aditya Birla Sun Life Mutual Fund. The fund has been operational for over 30 years. It manages assets worth ₹1,766 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Medium to Long Duration Fund AIII Index. The current expense ratio is 1.11%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations