Bandhan ELSS Tax saver Fund · Regular · Growth
NAV
₹148.2490
as of 30 Sept 2026
Expense Ratio
2.02%
AUM
₹6,798 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.07%
- 3Y
- +7.45%
- 5Y
- +9.45%
- Since Inception
- +16.39%
SIP returns (XIRR)
- 1Y
- -4.98%
- 3Y
- +1.74%
- 5Y
- +7.54%
- Since Inception
- +14.40%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,59,934 today — ₹5,95,000 invested, 13.0% XIRR.
₹5,95,000
Invested
₹11,59,934
Value today
13.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,48,616 today (13.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹23,26,227.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,59,934 in this fund vs ₹11,23,105 in the benchmark — outperformance of ₹36,829.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹4,30,206 today (4.30×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.37
Sharpe Ratio
-0.03
Alpha
0.23
Beta
-0.38
Sortino
11.76%
Std Dev
-13.99%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks24.42%
- IT - Software7.50%
- Pharmaceuticals & Biotechnology6.96%
- Finance6.63%
- Petroleum Products6.23%
- Insurance4.97%
- Automobiles3.80%
- Retailing3.74%
- Diversified FMCG3.68%
- Construction2.80%
- Cement & Cement Products2.60%
- Telecom - Services2.47%
Each sector links to the mutual funds most exposed to it.
Thinking about Bandhan ELSS Tax saver Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited7.74%
- 2Kotak Mahindra Bank Limited6.32%
- 3Reliance Industries Limited6.23%
- 4Icici Bank Limited5.64%
- 5Tata Consultancy Services Limited4.31%
- 6Infosys Limited3.09%
- 7Axis Bank Limited2.99%
- 8Maruti Suzuki India Limited2.63%
- 9Bharti Airtel Limited2.47%
- 10Larsen & Toubro Limited2.32%
What this fund does
Bandhan ELSS Tax saver Fund · Regular · Growth is a tax-saving equity fund (ELSS) that offers tax deduction under Section 80C of the Income Tax Act, with a mandatory 3-year lock-in period. The fund aims to generate long-term capital appreciation while providing tax benefits of up to ₹46,800 per year.
About This Fund
Bandhan ELSS Tax saver Fund · Regular · Growth is a ELSS Tax Saver mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹6,798 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 500. The current expense ratio is 2.02%.
Who Should Invest?
- •Salaried individuals and taxpayers seeking to save tax under Section 80C