BANDHAN Equity Savings Fund - Regular Plan - Growth
₹31.8290
₹0.09 (-0.29%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹31.8290
₹0.09 (-0.29%)
29 May 2026
AMFI: 108995
Direct · Growth
₹₹35.6120
₹0.10 (-0.29%)
29 May 2026
AMFI: 118477
Regular · IDCW
₹₹12.6840
₹0.03 (+0.26%)
14 May 2026
AMFI: HIST_CAMS_INF194KB1983
Direct · IDCW
₹₹13.2720
₹0.03 (+0.26%)
14 May 2026
AMFI: HIST_CAMS_INF194KB1AA7
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹21,500
Invested
₹40,245
Value today
6.6%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,183
Value today
6.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,75,000
Withdrawn
₹11,70,671
Corpus left
+₹12,45,671 net gain — withdrew ₹10,75,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹1,06,21,026
Value today
+456.1%
vs lumpsum
STP beat direct lumpsum by 456.1% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,83,241
Value today
1.8×
Multiple
Staying invested through that crash turned ₹1L into ₹1,83,241 — a 1.8× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹89,414
Regular plan
₹84,564
Direct earns ₹4,850 more on a ₹60K investment — 0.81% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-1.07
Sharpe Ratio
—
Alpha
—
Beta
-0.98
Sortino
2.08%
Std Dev
-2.39%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
HDFC Bank Limited INE040A01034 | 4.34% |
Larsen & Toubro Limited INE018A01030 | 4.30% |
Multi Commodity Exchange of India Limited INE745G01043 | 4.10% |
HDFC Bank Limited INE040A01034 | 4.02% |
Axis Bank Limited INE238A01034 | 3.97% |
Reliance Industries Limited INE002A01018 | 3.78% |
Axis Bank Limited INE238A01034 | 3.70% |
Kotak Mahindra Bank Limited INE237A01036 | 3.66% |
Reliance Industries Limited INE002A01018 | 3.52% |
Kotak Mahindra Bank Limited INE237A01036 | 3.31% |
Multi Commodity Exchange of India Limited INE745G01043 | 3.28% |
Larsen & Toubro Limited INE018A01030 | 3.27% |
Maruti Suzuki India Limited INE585B01010 | 3.07% |
Maruti Suzuki India Limited INE585B01010 | 2.75% |
ITC Limited INE154A01025 | 2.69% |
Pidilite Industries Limited INE318A01026 | 2.55% |
State Bank of India INE062A01020 | 2.52% |
ITC Limited INE154A01025 | 2.52% |
State Bank of India INE062A01020 | 2.45% |
Pidilite Industries Limited INE318A01026 | 2.44% |
Bharti Airtel Limited INE397D01024 | 2.30% |
Bharti Airtel Limited INE397D01024 | 2.15% |
Nestle India Limited INE239A01024 | 1.93% |
Sun Pharmaceutical Industries Limited INE044A01036 | 1.89% |
Sun Pharmaceutical Industries Limited INE044A01036 | 1.81% |
Nestle India Limited INE239A01024 | 1.70% |
Grasim Industries Limited INE047A01021 | 1.67% |
Grasim Industries Limited INE047A01021 | 1.52% |
Aurobindo Pharma Limited INE406A01037 | 1.46% |
ICICI Bank Limited INE090A01021 | 1.35% |
Tata Power Company Limited INE245A01021 | 1.31% |
Titan Company Limited INE280A01028 | 1.30% |
| Security | % NAV |
|---|---|
7.37% Indian Railway Finance Corporation Limited ** INE053F08411 | 3.84% |
7.37% Indian Railway Finance Corporation Limited ** INE053F08411 | 3.81% |
7.48% National Bank For Agriculture and Rural Development INE261F08EO7 | 2.56% |
7.98% Bajaj Housing Finance Limited ** INE377Y07490 | 2.55% |
7.48% National Bank For Agriculture and Rural Development ** INE261F08EO7 | 2.55% |
6.54% GOI (MD 17/01/2032) IN0020210244 | 2.52% |
6.54% GOI (MD 17/01/2032) IN0020210244 | 2.50% |
6.68% GOI (MD 07/07/2040) IN0020250042 | 2.42% |
8.43% Uttar Pradesh SDL (MD 06/03/2029) IN3320180174 | 1.33% |
8.43% Uttar Pradesh SDL (MD 06/03/2029) IN3320180174 | 1.32% |
8.3% Gujarat SDL (MD 13/03/2029) IN1520180325 | 1.32% |
8.28% Gujarat SDL (MD 13/02/2029) IN1520180283 | 1.32% |
8.3% Gujarat SDL (MD 13/03/2029) IN1520180325 | 1.32% |
8.28% Gujarat SDL (MD 13/02/2029) IN1520180283 | 1.32% |
7.18% GOI (MD 24/07/2037) IN0020230077 | 1.29% |
7.7% REC Limited ** INE020B08AQ9 | 1.29% |
| Security | % NAV |
|---|---|
Bandhan Money Market Fund -Direct Plan-Growth INF194K01M80 | 7.15% |
Bandhan Money Market Fund -Direct Plan-Growth INF194K01M80 | 7.06% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
BANDHAN Equity Savings Fund - Regular Plan - Growth by Bandhan Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
BANDHAN Equity Savings Fund - Regular Plan - Growth is a Equity Savings mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹402 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL EQUITY SAVINGS INDEX. The current expense ratio is 1.11%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations