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Bandhan Equity Savings Fund · Regular · Growth

Bandhan Mutual Fund

#8 of 22 (1Y)

NAV

₹32.1550

as of 17 Jun 2026

Expense Ratio

1.11%

AUM

₹402 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+3.53%
3Y
+6.79%
5Y
+6.26%
Since Inception
+6.70%

SIP returns (XIRR)

1Y
+3.52%
3Y
+5.42%
5Y
+6.13%
Since Inception
+6.65%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹21,600

Invested

₹40,480

Value today

6.6%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹3,194

Value today

6.7%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹10,80,000

Withdrawn

₹11,69,590

Corpus left

+₹12,49,590 net gain — withdrew ₹10,80,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹19,33,795

Value today

+0.9%

vs lumpsum

STP beat direct lumpsum by 0.9% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,83,857

Value today

1.8×

Multiple

Staying invested through that crash turned ₹1L into ₹1,83,857 — a 1.8× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-0.85

Sharpe Ratio

Alpha

Beta

-0.78

Sortino

2.12%

Std Dev

-2.39%

Max Drawdown

Performance Comparison

Sectoral allocation

as of 30 Apr 2026

Each sector links to the mutual funds most exposed to it.

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Fund Details

Fund HouseBandhan Mutual Fund
CategoryEquity Savings
BenchmarkCRISIL EQUITY SAVINGS INDEX
Launch Date05 May 2008
AMFI Code108995
Transaction facts
Min. Lumpsum₹1,000
Min. SIP₹100
Exit LoadIf redeemed/switched out within 7 days from the date of allotment: Upto10% of investment: Nil For remaining investment: 0.25% of applicable NAV If redeemed / switched out after 7 days from the date of allotment – Nil

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

Bandhan Equity Savings Fund · Regular · Growth by Bandhan Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.

About This Fund

Bandhan Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹402 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL EQUITY SAVINGS INDEX. The current expense ratio is 1.11%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations