Bandhan Equity Savings Fund · Regular · Growth
NAV
₹32.6190
as of 31 Jul 2026
Expense Ratio
1.11%
AUM
₹392 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.40%
- 3Y
- +6.64%
- 5Y
- +6.36%
- Since Inception
- +6.73%
SIP returns (XIRR)
- 1Y
- +5.28%
- 3Y
- +5.85%
- 5Y
- +6.40%
- Since Inception
- +6.72%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,37,559 today — ₹5,95,000 invested, 6.7% XIRR.
₹5,95,000
Invested
₹8,37,559
Value today
6.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,85,789 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,20,333.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,87,789 today (1.88×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.45
Sharpe Ratio
—
Alpha
—
Beta
-0.42
Sortino
2.17%
Std Dev
-2.39%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks17.00%
- Pharmaceuticals & Biotechnology5.00%
- Automobiles4.00%
- Diversified FMCG4.00%
- Petroleum Products4.00%
- Capital Markets4.00%
- Chemicals & Petrochemicals3.00%
- Construction3.00%
- Food Products3.00%
- Cement & Cement Products3.00%
- Ferrous Metals2.00%
- Telecom - Services2.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Bandhan Money Market Fund -Direct Plan-Growth7.15%
- 2Hdfc Bank Limited4.34%
- 3Multi Commodity Exchange Of India Limited4.10%
- 4Axis Bank Limited3.97%
- 57.37% Indian Railway Finance Corporation Limited **3.84%
- 6Reliance Industries Limited3.78%
- 7Kotak Mahindra Bank Limited3.66%
- 8Larsen & Toubro Limited3.27%
- 9Maruti Suzuki India Limited3.07%
- 10Itc Limited2.69%
Investment Objective
Bandhan Equity Savings Fund · Regular · Growth by Bandhan Mutual Fund is a Equity Savings fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Equity Savings category.
About This Fund
Bandhan Equity Savings Fund · Regular · Growth is a Equity Savings mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹392 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL EQUITY SAVINGS INDEX. The current expense ratio is 1.11%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations