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Sectoral / Thematicregulargrowth📊 NIFTY FINANCIAL SERVICES TRI

BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH

Bandhan Mutual Fund

#167 of 213 (1Y)

₹14.1250

0.18 (-1.28%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹14.1250

0.18 (-1.28%)

29 May 2026

AMFI: 151818

Direct · Growth

₹₹14.7880

0.19 (-1.27%)

29 May 2026

AMFI: 151816

Regular · IDCW

₹₹12.3310

0.16 (-1.27%)

29 May 2026

AMFI: 151819

Direct · IDCW

₹₹12.9000

0.17 (-1.27%)

29 May 2026

AMFI: 151817

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-2.37%
1 Month-3.17%
3 Months-8.10%
6 Months-9.14%
1 Year-2.79%
3 Years (CAGR)
5 Years (CAGR)
10 Years (CAGR)
Since Inception (Jul 2023)+12.71%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-6.70%
3 Year SIP
5 Year SIP
Since Inception (Jul 2023)+6.01%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹3,400

Invested

₹3,689

Value today

5.7%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹1,413

Value today

12.9%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹7,71,353

Value today

-9.0%

vs lumpsum

Direct lumpsum would have beaten STP by 9.0% — but STP reduced timing risk

Model your own STP with real NAV

Beat the benchmark — ₹100/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹3,689

Benchmark

₹3,665

+₹24 extra wealth vs the benchmark index

Backtest this SIP yourself

Direct vs Regular — ₹500/month over 2 years

Expense ratio drag on your actual returns

Direct plan

₹12,857

Regular plan

₹12,637

Direct earns ₹220 more on a ₹12K investment0.92% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseBandhan Mutual Fund
CategorySectoral / Thematic
Plan Typeregular
Optiongrowth
AUM₹1,094 Cr
Expense Ratio2.17%
Min SIP₹100
Min Lumpsum₹1,000
BenchmarkNIFTY FINANCIAL SERVICES TRI ✓
Launch Date10 Jul 2023
AMFI Code151818

Risk Metrics

Trailing 1 year, annualised

-0.27

Sharpe Ratio

-0.01

Alpha

0.44

Beta

-0.27

Sortino

16.03%

Std Dev

-17.60%

Max Drawdown

Portfolio Holdings

Top 49 holdings · as of Mar 2026

Security% NAV

HDFC Bank Limited

INE040A01034

15.74%

ICICI Bank Limited

INE090A01021

14.28%

Kotak Mahindra Bank Limited

INE237A01036

5.01%

Axis Bank Limited

INE238A01034

4.52%

State Bank of India

INE062A01020

3.97%

Bajaj Finance Limited

INE296A01032

3.36%

Shriram Finance Limited

INE721A01047

2.50%

Max Financial Services Limited

INE180A01020

2.47%

Cholamandalam Investment and Finance Company Ltd

INE121A01024

2.26%

One 97 Communications Limited

INE982J01020

2.15%

LIC Housing Finance Limited

INE115A01026

1.98%

Bank of Baroda

INE028A01039

1.88%

Ujjivan Small Finance Bank Limited

INE551W01018

1.73%

RBL Bank Limited

INE976G01028

1.60%

Mahindra & Mahindra Financial Services Limited

INE774D01024

1.53%

City Union Bank Limited

INE491A01021

1.45%

IDFC First Bank Limited

INE092T01019

1.38%

Can Fin Homes Limited

INE477A01020

1.37%

ICICI Lombard General Insurance Company Limited

INE765G01017

1.32%

Star Health And Allied Insurance Company Limited

INE575P01011

1.24%

ICICI Prudential Life Insurance Company Limited

INE726G01019

1.22%

SBI Life Insurance Company Limited

INE123W01016

1.22%

HDFC Life Insurance Company Limited

INE795G01014

1.20%

Multi Commodity Exchange of India Limited

INE745G01043

1.19%

Angel One Limited

INE732I01021

1.14%

IndusInd Bank Limited

INE095A01012

1.12%

ICICI Prudential Asset Management Company Limited

INE346A01027

1.02%

Prudent Corporate Advisory Services Limited

INE00F201020

1.01%

Billionbrains Garage Ventures Ltd

INE0HOQ01053

1.00%

Aavas Financiers Limited

INE216P01012

1.00%

Fusion Finance Limited

INE139R01012

0.99%

BSE Limited

INE118H01025

0.93%

HDFC Asset Management Company Limited

INE127D01025

0.93%

Muthoot Finance Limited

INE414G01012

0.93%

Aadhar Housing Finance Limited

INE883F01010

0.91%

PB Fintech Limited

INE417T01026

0.90%

DCB Bank Limited

INE503A01015

0.88%

SBI Cards and Payment Services Limited

INE018E01016

0.85%

Pine Labs Limited

INE15B701018

0.84%

Nuvama Wealth Management Limited

INE531F01023

0.78%

Cholamandalam Financial Holdings Limited

INE149A01033

0.76%

PNB Housing Finance Limited

INE572E01012

0.64%

Home First Finance Company India Limited

INE481N01025

0.60%

L&T Finance Limited

INE498L01015

0.54%

Jio Financial Services Limited

INE758E01017

0.50%

Bajaj Finserv Limited

INE918I01026

0.49%

CreditAccess Grameen Limited

INE741K01010

0.42%

Medi Assist Healthcare Services Limited

INE456Z01021

0.37%

CRISIL Limited

INE007A01025

0.30%

Performance Comparison

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Investment Objective

BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.

About This Fund

BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH is a Sectoral / Thematic mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹1,094 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY FINANCIAL SERVICES TRI. The current expense ratio is 2.17%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations