Bandhan Financial Services Fund · Regular · Growth
NAV
₹14.2970
as of 28 Sept 2026
Expense Ratio
2.49%
AUM
₹1,063 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.66%
- 3Y
- +11.99%
- 5Y
- —
- Since Inception
- +11.94%
SIP returns (XIRR)
- 1Y
- -4.61%
- 3Y
- +4.64%
- 5Y
- —
- Since Inception
- +5.44%
What history actually did — last 3 years (Oct 2023 – Sept 2026)
A ₹5,000 monthly SIP for the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,84,100 today — ₹1,75,000 invested, 3.5% XIRR.
₹1,75,000
Invested
₹1,84,100
Value today
3.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Oct 2023 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,40,414 today (12.0% CAGR).
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Oct 2023 – Sept 2026) (3 Jun 2024) would be ₹1,13,821 today (1.14×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.28
Sharpe Ratio
-0.05
Alpha
0.27
Beta
-0.28
Sortino
15.39%
Std Dev
-17.60%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks50.38%
- Finance25.49%
- Capital Markets10.66%
- Insurance7.77%
- Financial Technology (Fintech)3.99%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited14.72%
- 2Hdfc Bank Limited10.23%
- 3Kotak Mahindra Bank Limited5.59%
- 4Axis Bank Limited4.72%
- 5Bajaj Finance Limited4.33%
- 6State Bank Of India3.91%
- 7Cholamandalam Investment And Finance Company Ltd3.15%
- 8One 97 Communications Limited2.39%
- 9Max Financial Services Limited2.24%
- 10Shriram Finance Limited2.23%
What this fund does
Bandhan Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Bandhan Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹1,063 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY FINANCIAL SERVICES TRI. The current expense ratio is 2.49%.