BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH
₹14.1250
₹0.18 (-1.28%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹14.1250
₹0.18 (-1.28%)
29 May 2026
AMFI: 151818
Direct · Growth
₹₹14.7880
₹0.19 (-1.27%)
29 May 2026
AMFI: 151816
Regular · IDCW
₹₹12.3310
₹0.16 (-1.27%)
29 May 2026
AMFI: 151819
Direct · IDCW
₹₹12.9000
₹0.17 (-1.27%)
29 May 2026
AMFI: 151817
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹3,400
Invested
₹3,689
Value today
5.7%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,413
Value today
12.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹7,71,353
Value today
-9.0%
vs lumpsum
Direct lumpsum would have beaten STP by 9.0% — but STP reduced timing risk
Model your own STP with real NAVBeat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹3,689
Benchmark
₹3,665
+₹24 extra wealth vs the benchmark index
Backtest this SIP yourselfDirect vs Regular — ₹500/month over 2 years
Expense ratio drag on your actual returns
Direct plan
₹12,857
Regular plan
₹12,637
Direct earns ₹220 more on a ₹12K investment — 0.92% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.27
Sharpe Ratio
-0.01
Alpha
0.44
Beta
-0.27
Sortino
16.03%
Std Dev
-17.60%
Max Drawdown
Portfolio Holdings
Top 49 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC Bank Limited INE040A01034 | 15.74% |
ICICI Bank Limited INE090A01021 | 14.28% |
Kotak Mahindra Bank Limited INE237A01036 | 5.01% |
Axis Bank Limited INE238A01034 | 4.52% |
State Bank of India INE062A01020 | 3.97% |
Bajaj Finance Limited INE296A01032 | 3.36% |
Shriram Finance Limited INE721A01047 | 2.50% |
Max Financial Services Limited INE180A01020 | 2.47% |
Cholamandalam Investment and Finance Company Ltd INE121A01024 | 2.26% |
One 97 Communications Limited INE982J01020 | 2.15% |
LIC Housing Finance Limited INE115A01026 | 1.98% |
Bank of Baroda INE028A01039 | 1.88% |
Ujjivan Small Finance Bank Limited INE551W01018 | 1.73% |
RBL Bank Limited INE976G01028 | 1.60% |
Mahindra & Mahindra Financial Services Limited INE774D01024 | 1.53% |
City Union Bank Limited INE491A01021 | 1.45% |
IDFC First Bank Limited INE092T01019 | 1.38% |
Can Fin Homes Limited INE477A01020 | 1.37% |
ICICI Lombard General Insurance Company Limited INE765G01017 | 1.32% |
Star Health And Allied Insurance Company Limited INE575P01011 | 1.24% |
ICICI Prudential Life Insurance Company Limited INE726G01019 | 1.22% |
SBI Life Insurance Company Limited INE123W01016 | 1.22% |
HDFC Life Insurance Company Limited INE795G01014 | 1.20% |
Multi Commodity Exchange of India Limited INE745G01043 | 1.19% |
Angel One Limited INE732I01021 | 1.14% |
IndusInd Bank Limited INE095A01012 | 1.12% |
ICICI Prudential Asset Management Company Limited INE346A01027 | 1.02% |
Prudent Corporate Advisory Services Limited INE00F201020 | 1.01% |
Billionbrains Garage Ventures Ltd INE0HOQ01053 | 1.00% |
Aavas Financiers Limited INE216P01012 | 1.00% |
Fusion Finance Limited INE139R01012 | 0.99% |
BSE Limited INE118H01025 | 0.93% |
HDFC Asset Management Company Limited INE127D01025 | 0.93% |
Muthoot Finance Limited INE414G01012 | 0.93% |
Aadhar Housing Finance Limited INE883F01010 | 0.91% |
PB Fintech Limited INE417T01026 | 0.90% |
DCB Bank Limited INE503A01015 | 0.88% |
SBI Cards and Payment Services Limited INE018E01016 | 0.85% |
Pine Labs Limited INE15B701018 | 0.84% |
Nuvama Wealth Management Limited INE531F01023 | 0.78% |
Cholamandalam Financial Holdings Limited INE149A01033 | 0.76% |
PNB Housing Finance Limited INE572E01012 | 0.64% |
Home First Finance Company India Limited INE481N01025 | 0.60% |
L&T Finance Limited INE498L01015 | 0.54% |
Jio Financial Services Limited INE758E01017 | 0.50% |
Bajaj Finserv Limited INE918I01026 | 0.49% |
CreditAccess Grameen Limited INE741K01010 | 0.42% |
Medi Assist Healthcare Services Limited INE456Z01021 | 0.37% |
CRISIL Limited INE007A01025 | 0.30% |
Performance Comparison
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Investment Objective
BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
BANDHAN FINANCIAL SERVICES FUND - REGULAR PLAN - GROWTH is a Sectoral / Thematic mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 2 years. It manages assets worth ₹1,094 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY FINANCIAL SERVICES TRI. The current expense ratio is 2.17%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations