Bandhan Gilt Fund · Regular · Growth
NAV
₹37.5109
as of 30 Sept 2026
Expense Ratio
1.17%
AUM
₹1,971 Cr
Lumpsum returns (CAGR)
- 1Y
- +7.20%
- 3Y
- +7.39%
- 5Y
- +5.76%
- Since Inception
- +7.70%
SIP returns (XIRR)
- 1Y
- +7.77%
- 3Y
- +6.40%
- 5Y
- +6.51%
- Since Inception
- +7.75%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,38,220 today — ₹5,95,000 invested, 6.8% XIRR.
₹5,95,000
Invested
₹8,38,220
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,97,099 today (7.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹11,32,771.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,49,544 today (1.50×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.55
Sharpe Ratio
—
Alpha
—
Beta
-0.58
Sortino
3.59%
Std Dev
-4.23%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 17.3% Goi (Md 19/06/2053)14.14%
- 27.36% Goi (Md 12/09/2052)7.97%
What this fund does
Bandhan Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Bandhan Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by Bandhan Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹1,971 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.17%.