BANK OF INDIA BALANCED ADVANTAGE FUND REGULAR PLAN GROWTH
₹25.6395
₹0.26 (-1.02%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹25.6395
₹0.26 (-1.02%)
29 May 2026
AMFI: 127849
Direct · Growth
₹₹27.9824
₹0.29 (-1.01%)
29 May 2026
AMFI: 127850
Regular · IDCW
₹₹17.8883
₹0.18 (-1.02%)
29 May 2026
AMFI: 127851
Direct · IDCW
₹₹16.8850
₹0.17 (-1.01%)
29 May 2026
AMFI: 127852
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹73,000
Invested
₹1,18,844
Value today
7.7%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹2,564
Value today
8.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,30,000
Withdrawn
₹13,75,510
Corpus left
+₹11,05,510 net gain — withdrew ₹7,30,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹13,66,469
Value today
-11.2%
vs lumpsum
Direct lumpsum would have beaten STP by 11.2% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,06,629
Value today
2.1×
Multiple
Staying invested through that crash turned ₹1L into ₹2,06,629 — a 2.1× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹96,517
Regular plan
₹91,777
Direct earns ₹4,740 more on a ₹60K investment — 0.79% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.23
Sharpe Ratio
—
Alpha
—
Beta
-0.23
Sortino
9.24%
Std Dev
-9.52%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Reliance Industries Limited INE002A01018 | 5.05% |
Reliance Industries Limited INE002A01018 | 4.93% |
IRB InvIT Fund INE183W23014 | 4.15% |
ICICI Bank Limited INE090A01021 | 3.97% |
IRB InvIT Fund INE183W23014 | 3.81% |
ICICI Bank Limited INE090A01021 | 3.81% |
7.68% National Bank For Agriculture and Rural Development (30/04/2029) INE261F08EG3 | 3.59% |
7.47% Small Industries Dev Bank of India (05/09/2029) INE556F08KR0 | 3.56% |
7.68% National Bank For Agriculture and Rural Development (30/04/2029) INE261F08EG3 | 3.27% |
7.47% Small Industries Dev Bank of India (05/09/2029) ** INE556F08KR0 | 3.25% |
HDFC Bank Limited INE040A01034 | 3.16% |
HDFC Bank Limited INE040A01034 | 3.05% |
7.37% Indian Railway Finance Corporation Limited (31/07/2029) ** INE053F08411 | 2.85% |
Bharti Airtel Limited INE397D01024 | 2.61% |
7.37% Indian Railway Finance Corporation Limited (31/07/2029) ** INE053F08411 | 2.61% |
Bharti Airtel Limited INE397D01024 | 2.53% |
ITC Limited INE154A01025 | 2.47% |
State Bank of India INE062A01020 | 2.31% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 2.29% |
7.6% Torrent Pharmaceuticals Limited (19/01/2029) ** INE685A07157 | 2.12% |
NTPC Limited INE733E01010 | 2.10% |
Shriram Finance Limited INE721A01047 | 2.07% |
NTPC Limited INE733E01010 | 2.07% |
Shriram Finance Limited INE721A01047 | 2.04% |
State Bank of India INE062A01020 | 2.00% |
ITC Limited INE154A01025 | 1.98% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 1.98% |
7.6% Torrent Pharmaceuticals Limited (19/01/2029) INE685A07157 | 1.94% |
7.1% Government of India (18/04/2029) IN0020220011 | 1.82% |
8.9% Muthoot Finance Limited (07/10/2027) ** INE414G07JI3 | 1.81% |
IndiGrid Infrastructure Trust INE219X23014 | 1.79% |
IndiGrid Infrastructure Trust INE219X23014 | 1.70% |
7.1% Government of India (18/04/2029) IN0020220011 | 1.67% |
8.9% Muthoot Finance Limited (07/10/2027) ** INE414G07JI3 | 1.65% |
Larsen & Toubro Limited INE018A01030 | 1.50% |
Axis Bank Limited INE238A01034 | 1.49% |
Axis Bank Limited INE238A01034 | 1.49% |
Britannia Industries Limited INE216A01030 | 1.47% |
Bharat Electronics Limited INE263A01024 | 1.44% |
9.10% Manappuram Finance Limited (19/08/2026) ** INE522D07CH7 | 1.43% |
Larsen & Toubro Limited INE018A01030 | 1.43% |
Britannia Industries Limited INE216A01030 | 1.42% |
Bharat Electronics Limited INE263A01024 | 1.42% |
Titan Company Limited INE280A01028 | 1.40% |
Bajaj Finance Limited INE296A01032 | 1.37% |
Titan Company Limited INE280A01028 | 1.37% |
9.10% Manappuram Finance Limited (19/08/2026) ** INE522D07CH7 | 1.31% |
8.95% Vedanta Limited (16/03/2029) INE205A08095 | 1.30% |
| Security | % NAV |
|---|---|
364 Days Tbill (MD 11/06/2026) IN002025Z112 | 3.14% |
364 Days Tbill (MD 11/06/2026) IN002025Z112 | 2.89% |
Performance Comparison
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Investment Objective
BANK OF INDIA BALANCED ADVANTAGE FUND REGULAR PLAN GROWTH by Bank of India Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
BANK OF INDIA BALANCED ADVANTAGE FUND REGULAR PLAN GROWTH is a Dynamic Asset Allocation mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹145 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 50 Hybrid Composite Debt 50:50 Index. The current expense ratio is 2.51%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations