BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth
₹34.8206
₹0.12 (-0.33%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹34.8206
₹0.12 (-0.33%)
29 May 2026
AMFI: 111712
Direct · Growth
₹₹37.5498
₹0.12 (-0.33%)
29 May 2026
AMFI: 119393
Regular · IDCW
₹₹17.9271
₹0.06 (-0.33%)
29 May 2026
AMFI: 111716
Direct · IDCW
₹₹16.7265
₹0.06 (-0.33%)
29 May 2026
AMFI: 119394
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,03,000
Invested
₹2,05,200
Value today
7.5%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,479
Value today
7.5%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,30,000
Withdrawn
₹14,26,552
Corpus left
+₹14,56,552 net gain — withdrew ₹10,30,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹62,37,832
Value today
+198.9%
vs lumpsum
STP beat direct lumpsum by 198.9% — reduced timing risk paid off
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,94,485
Value today
1.9×
Multiple
Staying invested through that crash turned ₹1L into ₹1,94,485 — a 1.9× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹93,027
Regular plan
₹89,512
Direct earns ₹3,515 more on a ₹60K investment — 0.59% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.75
Sharpe Ratio
—
Alpha
—
Beta
-0.72
Sortino
3.82%
Std Dev
-4.31%
Max Drawdown
Portfolio Holdings
Top 41 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
7.1% Government of India (18/04/2029) IN0020220011 | 7.90% |
7.68% National Bank For Agriculture and Rural Development (30/04/2029) INE261F08EG3 | 7.79% |
7.57% Indian Railway Finance Corporation Limited (18/04/2029) ** INE053F08353 | 7.78% |
6.33% Government of India (05/05/2035) IN0020250026 | 5.33% |
6.48% Government of India (06/10/2035) IN0020250091 | 4.89% |
7.73% Tata Capital Housing Finance Limited (14/01/2030) ** INE033L07IM5 | 4.65% |
8.9% Muthoot Finance Limited (07/10/2027) ** INE414G07JI3 | 3.92% |
8.1167% Bajaj Finance Limited (10/05/2027) ** INE296A07SX7 | 3.12% |
7.6% Power Finance Corporation Limited (13/04/2029) ** INE134E08MX3 | 3.11% |
9.10% Manappuram Finance Limited (19/08/2026) ** INE522D07CH7 | 3.11% |
7.47% Small Industries Dev Bank of India (05/09/2029) INE556F08KR0 | 3.10% |
7.49% Small Industries Dev Bank of India (11/06/2029) INE556F08KX8 | 3.10% |
Glenmark Pharmaceuticals Limited INE935A01035 | 2.32% |
ITC Limited INE154A01025 | 1.81% |
NTPC Limited INE733E01010 | 1.30% |
Power Finance Corporation Limited INE134E01011 | 1.18% |
State Bank of India INE062A01020 | 1.11% |
Power Grid Corporation of India Limited INE752E01010 | 1.06% |
Bharat Electronics Limited INE263A01024 | 1.00% |
Ambuja Cements Limited INE079A01024 | 1.00% |
Adani Ports and Special Economic Zone Limited INE742F01042 | 0.79% |
Asian Paints Limited INE021A01026 | 0.76% |
Hindustan Copper Limited INE531E01026 | 0.74% |
MRF Limited INE883A01011 | 0.64% |
Reliance Industries Limited INE002A01018 | 0.61% |
Bharti Airtel Limited INE397D01024 | 0.58% |
Tata Steel Limited INE081A01020 | 0.52% |
Vedanta Limited INE205A01025 | 0.51% |
Hero MotoCorp Limited INE158A01026 | 0.51% |
S.J.S. Enterprises Limited INE284S01014 | 0.47% |
Steel Authority of India Limited INE114A01011 | 0.45% |
Britannia Industries Limited INE216A01030 | 0.42% |
Kotak Mahindra Bank Limited INE237A01036 | 0.41% |
ICICI Bank Limited INE090A01021 | 0.37% |
Sky Gold And Diamonds Limited INE01IU01018 | 0.30% |
Triveni Engineering & Industries Limited INE256C01024 | 0.22% |
Max Financial Services Limited INE180A01020 | 0.18% |
Zaggle Prepaid Ocean Services Limited INE07K301024 | 0.13% |
Laxmi Dental Limited INE0WO601020 | 0.10% |
| Security | % NAV |
|---|---|
364 Days Tbill (MD 07/01/2027) IN002025Z401 | 0.52% |
Corporate Debt Market Development Fund # INF0RQ622028 | 0.34% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.
About This Fund
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Growth is a Conservative Hybrid mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹55.5 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Medium to Long Duration Debt Index. The current expense ratio is 2.27%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations