Bank of India Consumption Fund · Regular · Growth
NAV
₹10.6000
as of 17 Jun 2026
Expense Ratio
2.48%
AUM
₹380 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.95%
- 3Y
- —
- 5Y
- —
- Since Inception
- +3.99%
SIP returns (XIRR)
- 1Y
- -0.63%
- 3Y
- —
- 5Y
- —
- Since Inception
- +3.28%
This fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
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SIP since inception — what ₹500/month became
Real NAV backtest from day one
₹9,000
Invested
₹8,817
Value today
-2.8%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,014
Value today
0.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹6,08,538
Value today
+0.0%
vs lumpsum
STP beat direct lumpsum by 0.0% — reduced timing risk paid off
Model your own STP with real NAVRisk Metrics
Trailing 1 year, annualised-0.10
Sharpe Ratio
+0.01
Alpha
0.47
Beta
-0.10
Sortino
13.99%
Std Dev
-15.66%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Telecom - Services12.00%
- Diversified FMCG11.00%
- Retailing11.00%
- Automobiles10.00%
- Consumer Durables9.00%
- Food Products7.00%
- Realty5.00%
- Entertainment4.00%
- Beverages4.00%
- Auto Components4.00%
- Pharmaceuticals & Biotechnology3.00%
- Healthcare Services3.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Bharti Airtel Limited9.61%
- 2Itc Limited8.91%
- 3Britannia Industries Limited6.87%
- 4Mahindra & Mahindra Limited4.51%
- 5United Spirits Limited4.08%
- 6Fsn E-Commerce Ventures Limited3.91%
- 7Tips Music Limited3.53%
- 8Oberoi Realty Limited3.28%
- 9Maruti Suzuki India Limited3.00%
- 10Aditya Vision Ltd2.88%
Investment Objective
Bank of India Consumption Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Bank of India Consumption Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Bank of India Mutual Fund. The fund has been operational for over 1 years. It manages assets worth ₹380 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.48%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations