Baroda BNP Paribas Banking and Financial Services Fund · Regular · Growth
Baroda BNP Paribas Mutual Fund
NAV
₹49.5649
as of 31 Jul 2026
Expense Ratio
2.40%
AUM
₹395 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.60%
- 3Y
- +13.09%
- 5Y
- —
- Since Inception
- +12.02%
SIP returns (XIRR)
- 1Y
- +5.52%
- 3Y
- +10.09%
- 5Y
- —
- Since Inception
- +12.06%
Returns calculated from 29 December 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 3 years (Aug 2023 – Jul 2026)
A ₹5,000 monthly SIP for the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹2,00,901 today — ₹1,75,000 invested, 9.6% XIRR.
₹1,75,000
Invested
₹2,00,901
Value today
9.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Aug 2023 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,48,033 today (14.0% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹2,00,901 in this fund vs ₹1,93,253 in the benchmark — outperformance of ₹7,648.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Aug 2023 – Jul 2026) (3 Jun 2024) would be ₹1,18,752 today (1.19×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.29
Sharpe Ratio
+0.07
Alpha
0.30
Beta
0.29
Sortino
16.10%
Std Dev
-16.58%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks62.00%
- Finance13.00%
- Capital Markets10.00%
- Insurance4.00%
- Financial Technology (Fintech)2.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Hdfc Bank Limited9.91%
- 2Icici Bank Limited8.92%
- 3Axis Bank Limited8.47%
- 4State Bank Of India7.44%
- 5Kotak Mahindra Bank Limited6.40%
- 6Indusind Bank Limited5.29%
- 7Shriram Finance Limited3.49%
- 8Multi Commodity Exchange Of India Limited3.43%
- 9Bajaj Finance Limited3.01%
- 10Canara Bank2.77%
Investment Objective
Baroda BNP Paribas Banking and Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Baroda BNP Paribas Banking and Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Baroda BNP Paribas Mutual Fund. The fund has been operational for over 14 years. It manages assets worth ₹395 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.40%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations