DSP Credit Risk Fund · Regular · Growth
NAV
₹54.1437
as of 17 Jun 2026
Expense Ratio
1.22%
AUM
₹219 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.08%
- 3Y
- +15.71%
- 5Y
- +12.12%
- Since Inception
- +7.59%
SIP returns (XIRR)
- 1Y
- +12.56%
- 3Y
- +15.36%
- 5Y
- +14.04%
- Since Inception
- +8.22%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹27,700
Invested
₹78,823
Value today
8.2%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹540
Value today
7.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,85,000
Withdrawn
₹14,61,932
Corpus left
+₹18,46,932 net gain — withdrew ₹13,85,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,87,815
Value today
1.9×
Multiple
Staying invested through that crash turned ₹1L into ₹1,87,815 — a 1.9× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised1.35
Sharpe Ratio
—
Alpha
—
Beta
5.85
Sortino
8.77%
Std Dev
-1.82%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 16.48% Goi 20359.99%
- 2Aditya Birla Renewables Limited**6.53%
- 3Roadstar Infra Investment Trust6.46%
- 4Tata Housing Development Company Limited**6.29%
- 5National Bank For Agriculture And Rural Development6.27%
- 6Rec Limited**4.49%
- 7Tata Projects Limited**4.45%
- 8Nuvama Wealth Finance Limited**4.40%
- 9Piramal Finance Limited**4.34%
- 10Jtpm Metal Traders Limited**4.32%
Investment Objective
DSP Credit Risk Fund · Regular · Growth by DSP Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
DSP Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by DSP Mutual Fund. The fund has been operational for over 23 years. It manages assets worth ₹219 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Credit Risk Debt B-II Index. The current expense ratio is 1.22%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations