DSP Dynamic Asset Allocation Fund · Regular · Growth
NAV
₹27.9910
as of 29 Sept 2026
Expense Ratio
2.26%
AUM
₹3,685 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.39%
- 3Y
- +8.53%
- 5Y
- +7.06%
- Since Inception
- +8.44%
SIP returns (XIRR)
- 1Y
- -1.13%
- 3Y
- +4.76%
- 5Y
- +7.31%
- Since Inception
- +8.19%
Returns calculated from 17 January 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,10,235 today — ₹6,00,000 invested, 8.1% XIRR.
₹6,00,000
Invested
₹9,10,235
Value today
8.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,13,737 today (7.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹12,27,135.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹2,08,748 today (2.09×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.17
Sharpe Ratio
—
Alpha
—
Beta
-0.16
Sortino
5.63%
Std Dev
-5.75%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks32.19%
- Insurance5.11%
- Consumer Durables4.47%
- Telecom - Services3.96%
- Finance3.70%
- Pharmaceuticals & Biotechnology2.74%
- Aerospace & Defense2.70%
- Automobiles2.50%
- Retailing2.12%
- Diversified FMCG1.99%
- Power1.34%
- IT - Software1.33%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited6.10%
- 2Hdfc Bank Limited5.30%
- 3Axis Bank Limited4.04%
- 4State Bank Of India3.13%
- 56.94% Goi 110520362.67%
- 6Kotak Mahindra Bank Limited2.28%
- 7Bharti Airtel Limited2.20%
- 8Hdfc Bank Limited2.16%
- 9Titan Co Limited2.00%
- 10Bajaj Finserv Limited1.99%
What this fund does
DSP Dynamic Asset Allocation Fund · Regular · Growth by DSP Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
DSP Dynamic Asset Allocation Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by DSP Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹3,685 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 50+50 - Moderate Index. The current expense ratio is 2.26%.