DSP Dynamic Asset Allocation Fund · Regular · Growth
NAV
₹28.4740
as of 17 Jun 2026
Expense Ratio
1.88%
AUM
₹3,690 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.06%
- 3Y
- +10.53%
- 5Y
- +8.20%
- Since Inception
- +8.80%
SIP returns (XIRR)
- 1Y
- +4.20%
- 3Y
- +7.76%
- 5Y
- +8.87%
- Since Inception
- +8.79%
Returns calculated from 17 January 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹14,900
Invested
₹25,835
Value today
8.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹280
Value today
8.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,45,000
Withdrawn
₹15,05,231
Corpus left
+₹12,50,231 net gain — withdrew ₹7,45,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹16,31,318
Value today
-2.8%
vs lumpsum
Direct lumpsum would have beaten STP by 2.8% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,08,591
Value today
2.1×
Multiple
Staying invested through that crash turned ₹1L into ₹2,08,591 — a 2.1× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.09
Sharpe Ratio
—
Alpha
—
Beta
-0.09
Sortino
5.66%
Std Dev
-5.75%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Apr 2026- Banks20.00%
- Finance4.00%
- Insurance4.00%
- Pharmaceuticals & Biotechnology3.00%
- Consumer Durables3.00%
- Automobiles2.00%
- IT - Software2.00%
- Telecom - Services2.00%
- Diversified FMCG2.00%
- Power1.00%
- Auto Components1.00%
- Retailing1.00%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited5.42%
- 2Hdfc Bank Limited4.97%
- 3Hdfc Bank Limited3.72%
- 47.32% Goi 20303.03%
- 5Axis Bank Limited3.03%
- 6Tata Power Company Limited2.24%
- 7Bandhan Bank Limited2.12%
- 8Mahindra & Mahindra Limited1.88%
- 9Hindustan Aeronautics Limited1.85%
- 10Icici Bank Limited1.83%
Investment Objective
DSP Dynamic Asset Allocation Fund · Regular · Growth by DSP Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
DSP Dynamic Asset Allocation Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by DSP Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹3,690 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 50+50 - Moderate Index. The current expense ratio is 1.88%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations