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Dynamic Asset Allocationregulargrowth📊 CRISIL Hybrid 50+50 - Moderate Index

DSP Dynamic Asset Allocation Fund - Regular Plan - Growth

DSP Mutual Fund

#8 of 35 (1Y)

₹27.9530

0.19 (-0.67%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹27.9530

0.19 (-0.67%)

29 May 2026

AMFI: 126394

Direct · Growth

₹₹32.3700

0.22 (-0.67%)

29 May 2026

AMFI: 126393

Regular · IDCW

₹₹13.8180

0.17 (-1.21%)

29 May 2026

AMFI: 126392

Direct · IDCW

₹₹16.5090

0.20 (-1.17%)

29 May 2026

AMFI: 126391

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.01%
1 Month-1.55%
3 Months-1.41%
6 Months-1.40%
1 Year+2.91%
3 Years (CAGR)+10.73%
5 Years (CAGR)+8.20%
10 Years (CAGR)+8.97%
Since Inception (Jan 2014)+8.70%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+1.60%
3 Year SIP+7.22%
5 Year SIP+8.44%
Since Inception (Jan 2014)+8.63%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹14,800

Invested

₹25,719

Value today

8.6%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹280

Value today

8.7%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹7,40,000

Withdrawn

₹15,09,335

Corpus left

+₹12,49,335 net gain — withdrew ₹7,40,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹15,74,631

Value today

-6.1%

vs lumpsum

Direct lumpsum would have beaten STP by 6.1% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,08,464

Value today

2.1×

Multiple

Staying invested through that crash turned ₹1L into ₹2,08,464 — a 2.1× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,02,284

Regular plan

₹94,830

Direct earns ₹7,454 more on a ₹60K investment1.24% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseDSP Mutual Fund
CategoryDynamic Asset Allocation
Plan Typeregular
Optiongrowth
AUM₹3,690 Cr
Expense Ratio1.88%
Min SIP₹100
Min Lumpsum₹100
BenchmarkCRISIL Hybrid 50+50 - Moderate Index
Launch Date17 Jan 2014
AMFI Code126394

Risk Metrics

Trailing 1 year, annualised

-0.35

Sharpe Ratio

Alpha

Beta

-0.35

Sortino

5.55%

Std Dev

-5.75%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Mar 2026

Equity36 holdings · 80.2%
Security% NAV

HDFC Bank Limited

INE040A01034

8.43%

ICICI Bank Limited

INE090A01021

6.95%

ICICI Bank Limited

INE090A01021

5.42%

HDFC Bank Limited

INE040A01034

4.97%

HDFC Bank Limited

INE040A01034

3.72%

Axis Bank Limited

INE238A01034

3.03%

Larsen & Toubro Limited

INE018A01030

2.66%

State Bank of India

INE062A01020

2.12%

Axis Bank Limited

INE238A01034

2.09%

Tata Power Company Limited

INE245A01021

1.97%

Mahindra & Mahindra Limited

INE101A01026

1.88%

Kotak Mahindra Bank Limited

INE237A01036

1.71%

Bharti Airtel Limited

INE397D01024

1.66%

LG Electronics India Limited

INE324D01010

1.64%

Kotak Mahindra Bank Limited

INE237A01036

1.60%

Mahindra & Mahindra Limited

INE101A01026

1.60%

State Bank of India

INE062A01020

1.57%

Bandhan Bank Limited

INE545U01014

1.55%

Hindustan Aeronautics Limited

INE066F01020

1.54%

Infosys Limited

INE009A01021

1.53%

Bajaj Finance Limited

INE296A07SI8

1.52%

Vedanta Limited

INE205A01025

1.47%

LIC Housing Finance Limited**

INE115A07RG6

1.47%

National Bank for Agriculture and Rural Development

INE261F08EO7

1.46%

Mankind Pharma Limited

INE634S01028

1.45%

National Bank for Agriculture and Rural Development

INE261F08EO7

1.42%

REC Limited

INE020B08EH0

1.42%

Mankind Pharma Limited

INE634S01028

1.40%

Titan Company Limited

INE280A01028

1.40%

National Bank for Agriculture and Rural Development

INE261F08ES8

1.39%

REC Limited**

INE020B08EH0

1.38%

Bajaj Finance Limited**

INE296A07SI8

1.37%

Bharti Airtel Limited

INE397D01024

1.37%

National Bank for Agriculture and Rural Development

INE261F08ES8

1.35%

Cipla Limited

INE059A01026

1.33%

LIC Housing Finance Limited**

INE115A07RG6

1.33%
Debt7 holdings · 13.7%
Security% NAV

7.32% GOI 2030

IN0020230135

3.09%

7.32% GOI 2030

IN0020230135

3.03%

7.06% GOI 2028

IN0020230010

1.77%

7.06% GOI 2028

IN0020230010

1.67%

7.17% GOI 2030

IN0020230036

1.47%

7.17% GOI 2030

IN0020230036

1.40%

6.48% GOI 2035

IN0020250091

1.32%
Other7 holdings · 12.4%
Security% NAV

Tata Power Company Limited

INE245A01021

2.24%

Bandhan Bank Limited

INE545U01014

2.12%

Hindustan Aeronautics Limited

INE066F01020

1.85%

ICICI Bank Limited

INE090A01021

1.83%

State Bank of India

INE062A01020

1.52%

Titan Company Limited

INE280A01028

1.51%

Bank of Baroda

INE028A01039

1.32%

Performance Comparison

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Investment Objective

DSP Dynamic Asset Allocation Fund - Regular Plan - Growth by DSP Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.

About This Fund

DSP Dynamic Asset Allocation Fund - Regular Plan - Growth is a Dynamic Asset Allocation mutual fund offered by DSP Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹3,690 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 50+50 - Moderate Index. The current expense ratio is 1.88%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations