DSP Dynamic Asset Allocation Fund - Regular Plan - Growth
₹27.9530
₹0.19 (-0.67%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹27.9530
₹0.19 (-0.67%)
29 May 2026
AMFI: 126394
Direct · Growth
₹₹32.3700
₹0.22 (-0.67%)
29 May 2026
AMFI: 126393
Regular · IDCW
₹₹13.8180
₹0.17 (-1.21%)
29 May 2026
AMFI: 126392
Direct · IDCW
₹₹16.5090
₹0.20 (-1.17%)
29 May 2026
AMFI: 126391
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹14,800
Invested
₹25,719
Value today
8.6%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹280
Value today
8.7%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹7,40,000
Withdrawn
₹15,09,335
Corpus left
+₹12,49,335 net gain — withdrew ₹7,40,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹15,74,631
Value today
-6.1%
vs lumpsum
Direct lumpsum would have beaten STP by 6.1% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹2,08,464
Value today
2.1×
Multiple
Staying invested through that crash turned ₹1L into ₹2,08,464 — a 2.1× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,02,284
Regular plan
₹94,830
Direct earns ₹7,454 more on a ₹60K investment — 1.24% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.35
Sharpe Ratio
—
Alpha
—
Beta
-0.35
Sortino
5.55%
Std Dev
-5.75%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC Bank Limited INE040A01034 | 8.43% |
ICICI Bank Limited INE090A01021 | 6.95% |
ICICI Bank Limited INE090A01021 | 5.42% |
HDFC Bank Limited INE040A01034 | 4.97% |
HDFC Bank Limited INE040A01034 | 3.72% |
Axis Bank Limited INE238A01034 | 3.03% |
Larsen & Toubro Limited INE018A01030 | 2.66% |
State Bank of India INE062A01020 | 2.12% |
Axis Bank Limited INE238A01034 | 2.09% |
Tata Power Company Limited INE245A01021 | 1.97% |
Mahindra & Mahindra Limited INE101A01026 | 1.88% |
Kotak Mahindra Bank Limited INE237A01036 | 1.71% |
Bharti Airtel Limited INE397D01024 | 1.66% |
LG Electronics India Limited INE324D01010 | 1.64% |
Kotak Mahindra Bank Limited INE237A01036 | 1.60% |
Mahindra & Mahindra Limited INE101A01026 | 1.60% |
State Bank of India INE062A01020 | 1.57% |
Bandhan Bank Limited INE545U01014 | 1.55% |
Hindustan Aeronautics Limited INE066F01020 | 1.54% |
Infosys Limited INE009A01021 | 1.53% |
Bajaj Finance Limited INE296A07SI8 | 1.52% |
Vedanta Limited INE205A01025 | 1.47% |
LIC Housing Finance Limited** INE115A07RG6 | 1.47% |
National Bank for Agriculture and Rural Development INE261F08EO7 | 1.46% |
Mankind Pharma Limited INE634S01028 | 1.45% |
National Bank for Agriculture and Rural Development INE261F08EO7 | 1.42% |
REC Limited INE020B08EH0 | 1.42% |
Mankind Pharma Limited INE634S01028 | 1.40% |
Titan Company Limited INE280A01028 | 1.40% |
National Bank for Agriculture and Rural Development INE261F08ES8 | 1.39% |
REC Limited** INE020B08EH0 | 1.38% |
Bajaj Finance Limited** INE296A07SI8 | 1.37% |
Bharti Airtel Limited INE397D01024 | 1.37% |
National Bank for Agriculture and Rural Development INE261F08ES8 | 1.35% |
Cipla Limited INE059A01026 | 1.33% |
LIC Housing Finance Limited** INE115A07RG6 | 1.33% |
| Security | % NAV |
|---|---|
7.32% GOI 2030 IN0020230135 | 3.09% |
7.32% GOI 2030 IN0020230135 | 3.03% |
7.06% GOI 2028 IN0020230010 | 1.77% |
7.06% GOI 2028 IN0020230010 | 1.67% |
7.17% GOI 2030 IN0020230036 | 1.47% |
7.17% GOI 2030 IN0020230036 | 1.40% |
6.48% GOI 2035 IN0020250091 | 1.32% |
| Security | % NAV |
|---|---|
Tata Power Company Limited INE245A01021 | 2.24% |
Bandhan Bank Limited INE545U01014 | 2.12% |
Hindustan Aeronautics Limited INE066F01020 | 1.85% |
ICICI Bank Limited INE090A01021 | 1.83% |
State Bank of India INE062A01020 | 1.52% |
Titan Company Limited INE280A01028 | 1.51% |
Bank of Baroda INE028A01039 | 1.32% |
Performance Comparison
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Investment Objective
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth by DSP Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth is a Dynamic Asset Allocation mutual fund offered by DSP Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹3,690 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 50+50 - Moderate Index. The current expense ratio is 1.88%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations