DSP Dynamic Asset Allocation Fund · Regular · Growth
NAV
₹28.7410
as of 14 Jul 2026
Expense Ratio
1.88%
AUM
₹3,690 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.19%
- 3Y
- +10.38%
- 5Y
- +8.14%
- Since Inception
- +8.82%
SIP returns (XIRR)
- 1Y
- +5.38%
- 3Y
- +7.82%
- 5Y
- +9.01%
- Since Inception
- +8.83%
Returns calculated from 17 January 2014 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Jul 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,46,853 today — ₹6,00,000 invested, 8.9% XIRR.
₹6,00,000
Invested
₹9,46,853
Value today
8.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Jul 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,29,121 today (8.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2016 would still hold ₹13,44,362.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Jul 2016 – Jul 2026) (22 Mar 2020) would be ₹2,14,341 today (2.14×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.07
Sharpe Ratio
—
Alpha
—
Beta
0.07
Sortino
5.68%
Std Dev
-5.75%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 May 2026- Banks20.78%
- Insurance4.53%
- Finance3.02%
- Pharmaceuticals & Biotechnology2.71%
- Consumer Durables2.45%
- Automobiles1.98%
- IT - Software1.92%
- Diversified FMCG1.80%
- Retailing1.67%
- Telecom - Services1.61%
- Power1.12%
- Petroleum Products0.86%
Each sector links to the mutual funds most exposed to it.
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Limited5.88%
- 2Hdfc Bank Limited5.04%
- 3Axis Bank Limited3.58%
- 47.32% Goi 20302.94%
- 5Icici Bank Limited2.51%
- 6Hdfc Bank Limited2.36%
- 7Bandhan Bank Limited2.21%
- 8Tata Power Company Limited2.12%
- 9State Bank Of India1.92%
- 10Bharti Airtel Limited1.90%
Investment Objective
DSP Dynamic Asset Allocation Fund · Regular · Growth by DSP Mutual Fund is a Dynamic Asset Allocation fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Asset Allocation category.
About This Fund
DSP Dynamic Asset Allocation Fund · Regular · Growth is a Dynamic Asset Allocation mutual fund offered by DSP Mutual Fund. The fund has been operational for over 12 years. It manages assets worth ₹3,690 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 50+50 - Moderate Index. The current expense ratio is 1.88%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations