DSP Floating Interest Rates Fund · Regular · Growth
NAV
₹14.1373
as of 13 Nov 2026
Expense Ratio
0.56%
AUM
₹325 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.45%
- 3Y
- +7.23%
- 5Y
- +6.25%
- Since Inception
- +6.32%
SIP returns (XIRR)
- 1Y
- +4.60%
- 3Y
- +6.21%
- 5Y
- +6.74%
- Since Inception
- +6.62%
Returns calculated from 04 March 2021 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 5 years (Nov 2021 – Nov 2026)
A ₹5,000 monthly SIP for the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹3,54,138 today — ₹3,00,000 invested, 6.8% XIRR.
₹3,00,000
Invested
₹3,54,138
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 5 years (Nov 2021 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 5 years ago would be ₹1,35,424 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2021 would still hold ₹10,00,100.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 5 years (Nov 2021 – Nov 2026) (4 Jun 2024) would be ₹1,17,898 today (1.18×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.18
Sharpe Ratio
—
Alpha
—
Beta
-1.20
Sortino
1.28%
Std Dev
-0.81%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 16.87% Goi Frb 2209203321.47%
- 26.94% Goi 110520367.99%
- 37.64% Telangana Sdl 010720447.85%
- 4Export-Import Bank Of India**7.81%
- 57.43% Maharashtra Sdl 031220407.79%
- 6Mindspace Business Parks Reit**7.77%
- 7Hdfc Bank Limited**7.70%
- 8Rec Limited**7.54%
- 9Bharti Telecom Limited**6.72%
- 107.38% Goi 200620273.26%
What this fund does
DSP Floating Interest Rates Fund · Regular · Growth by DSP Mutual Fund is a Floating Interest Rates Fund fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Floating Interest Rates Fund category.
About This Fund
DSP Floating Interest Rates Fund · Regular · Growth is a Floating Interest Rates Fund mutual fund offered by DSP Mutual Fund. The fund has been operational for over 5 years. It manages assets worth ₹325 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.56%.