NAV
₹98.3731
as of 29 Sept 2026
Expense Ratio
1.18%
AUM
₹1,264 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.52%
- 3Y
- +6.12%
- 5Y
- +5.31%
- Since Inception
- +8.84%
SIP returns (XIRR)
- 1Y
- +3.79%
- 3Y
- +4.53%
- 5Y
- +5.45%
- Since Inception
- +7.66%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,27,206 today — ₹6,00,000 invested, 6.3% XIRR.
₹6,00,000
Invested
₹8,27,206
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,89,865 today (6.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,71,445.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,46,437 today (1.46×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.77
Sharpe Ratio
—
Alpha
—
Beta
-0.75
Sortino
4.49%
Std Dev
-4.69%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 16.90% Goi 1504206530.41%
- 26.94% Goi 1105203617.24%
- 3182 Days T-Bill 1911202616.30%
- 491 Days T-Bill 121120268.16%
- 57.48% Uttar Pradesh Sdl 220320427.09%
- 67.12% Maharashtra Sdl 160720476.65%
- 77.24% Goi 180820553.98%
- 87.19% Goi 150920603.63%
- 97.71% Goi 180520662.98%
- 107.33% Madhya Pradesh Sdl 190120421.20%
What this fund does
DSP Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
DSP Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by DSP Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹1,264 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Gilt Index. The current expense ratio is 1.18%.