NAV
₹97.6413
as of 13 Nov 2026
Expense Ratio
1.18%
AUM
₹1,219 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.93%
- 3Y
- +5.70%
- 5Y
- +5.12%
- Since Inception
- +8.77%
SIP returns (XIRR)
- 1Y
- +1.88%
- 3Y
- +3.53%
- 5Y
- +4.90%
- Since Inception
- +7.56%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,12,403 today — ₹6,00,000 invested, 6.0% XIRR.
₹6,00,000
Invested
₹8,12,403
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,84,094 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,28,538.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,45,348 today (1.45×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.41
Sharpe Ratio
—
Alpha
—
Beta
-1.36
Sortino
4.42%
Std Dev
-4.69%
Max Drawdown
Performance Comparison
Related reading
Thinking about DSP Gilt Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 17.63% Goi 1509205646.16%
- 26.90% Goi 1504206520.59%
- 37.12% Maharashtra Sdl 160720478.20%
- 47.34% Goi 220420646.81%
- 57.48% Uttar Pradesh Sdl 220320425.31%
- 67.24% Goi 180820554.42%
- 77.19% Goi 150920603.91%
- 87.71% Goi 180520662.85%
- 97.33% Madhya Pradesh Sdl 190120421.33%
What this fund does
DSP Gilt Fund · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
DSP Gilt Fund · Regular · Growth is a Gilt Fund mutual fund offered by DSP Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹1,219 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Dynamic Gilt Index. The current expense ratio is 1.18%.